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Loans

Be prepared for all the twists and turns of life!
JSC Aloqabank provides the following types of loans to Retail clients.
Menu
from 24% up to 25%
Interest rate
from 2 up to 60 months
Credit term
up to 100 mln. sums
Loan amount
Microloan

Resolve your financial needs quickly and conveniently through AloqaBank's Zoomrad mobile app. Apply for an online microloan from anywhere without visiting a bank branch.

0%-17,5%
Interest rate
Up to 5 years
Credit term
unlimited
Loan amount
Auto loan

Purchase on the primary market of motor vehicles sold by “ROODELL” LLC

0%-15,9%
Interest rate
Up to 5 years
Credit term
unlimited
Loan amount
Auto loan

For the purchase of motor vehicles sold by “GREAT WALL MOTORS DISTRIBUTION” LLC JV on the primary market.

0%-15,9%
Interest rate
Up to 5 years
Credit term
unlimited
Loan amount
Auto loan

For the purchase of motor vehicles sold by “CHANGAN AUTO DISTRIBUTION” LLC on the primary market.

24%
Interest rate
Up to 10 years
Credit term
Up to UZS 300 million
Loan amount
Mortgage loan

Construction, reconstruction, or renovation of single-family home;

Renovation of an apartment in a multi-family residential building.

25%
Interest rate
Up to 60 months
Credit term
From 10 up to 100 million UZS
Loan amount
Microloan

Non-purpose

Disbursed under the “Mahalla Project” Program

From 23%
Interest rate
Up to 5 years
Credit term
unlimited
Loan amount
Auto loan
For the purchase of foreign-manufactured passenger vehicles in the primary market.

From 23%
Interest rate
Up to 5 years
Credit term
unlimited
Loan amount
Auto loan
For the purchase of motor vehicles produced/assembled by local manufacturers in the Republic of Uzbekistan on the primary market, or BYD vehicles sold by official distributors/dealers in Uzbekistan, as well as vehicles sold by "Roodell" LLC.
From 23%
Interest rate
Up to 5 years
Credit term
Up to 300 mln. sums
Loan amount
Auto loan
For the purchase on the secondary market of passenger motor vehicles manufactured by JSC “UzAuto Motors” with a service life not exceeding 5 (five) years (i.e., manufactured in 2022 and onwards).
From 23%
Interest rate
Up to 5 years
Credit term
up to 300 mln. Sums
Loan amount
Auto loan

To purchase a vehicle of category M2* intended for passenger transportation and category N1* intended for freight transportation from the primary market and to pay insurance premiums.


0%-16,5%
Interest rate
Up to 5 years
Credit term
unlimited
Loan amount
Auto loan

Purchase of motor vehicles sold by “UzAuto Motors JSC through its official dealers in the primary market

From 18,9%
Interest rate
Up to 5 years
Credit term
unlimited
Loan amount
Auto loan

Purchase of BYD vehicles from official BYD dealers in Uzbekistan on the primary market

from 23,1% up to 24.9%
Interest rate
Not more than 5 years
Credit term
Unlimited
Loan amount
Auto loan
Purchase on the primary market of the JV LLC “SAMARKAND AUTOMOBILE PLANT” brand vehicles (from authorized dealers).
17%
Interest rate
Up to 20 years
Credit term
From 330 mln. Up to 480 mln. sums
Loan amount
Mortgage loan

These mortgages are granted following the allocation of funds by the Ministry of Finance of the Republic of Uzbekistan.

24%
Interest rate
Up to 20 years
Credit term
Up to 800 mln. sums
Loan amount
Mortgage loan

For the purchase of apartments or individual housing in apartment buildings on the primary and secondary housing market.

From 18%
Interest rate
Up to 20 years
Credit term
Up to UZS 1,280.0 million.
Loan amount
Mortgage loan

Acquisition of apartments in multi-family residential complexes via shared-equity participation in projects developed by the SUE “NEW TASHKENT CITY CONSTRUCTION DIRECTORATE UNDER THE CABINET OF MINISTERS” within the territory of New Tashkent, Tashkent Region.

Participation in construction on a shared-equity basis.


From 18% to 23%
Interest rate
Up to 20 years
Credit term
Up to UZS 1,280.0 million.
Loan amount
Mortgage loan

Для приобретения квартир на основе долевого участия в многоквартирных жилых домах, строительство которых финансируется АТ «AloqaBank». Для участия в строительстве на основе долевого участия.

18%
Interest rate
Does not exceed 20 years
Credit term
Up to UZS 1,180.0 million.
Loan amount
Mortgage loan
For purchasing apartments in multi-story residential buildings within the residential complex constructed on Sazbet Street, “Chimgan” MCA, Bostanlik district, Tashkent region.

From 16% to 23%
Interest rate
Does not exceed 20 years
Credit term
Up to UZS 1,180.0 million.
Loan amount
Mortgage loan

For purchasing apartments on the basis of equity participation in multi-storey residential buildings under construction in the residential complex by “Greenpark development” LLC and “Chipland” LLC. For participation in construction on the basis of equity participation.

24%
Interest rate
Up to 15 years
Credit term
Up to UZS 1 billion
Loan amount
Mortgage loan
14%
Interest rate
Up to 162 monthes
Credit term
By contract
Loan amount
Education loan

Payment of interest on loans allocated for women's education from the Education Loan Financing Fund under the Ministry of Finance.

25%
Interest rate
Up to 60 months
Credit term
Up to UZS 100 million
Loan amount
Education loan

Coverage for tuition fees for students enrolled in any higher or professional education institutions across the Republic of Uzbekistan, including those participating in joint educational programs. This applies to all forms of study in bachelor's, master's, and residency programs, encompassing differentiated fee-paying education contracts.

18%
Interest rate
not exceeding 7 years
Credit term
Up to 200 million UZS
Loan amount
Microloan

In accordance with Resolution No. PP-210 of the President of the Republic of Uzbekistan dated June 1, 2026, “On Additional Measures to Ensure Youth Employment through Supporting Entrepreneurship Projects,” for the establishment of mobile or lightweight construction outlets and points in public squares, tourist spots, gastronomic streets, and other public places, as well as for the purchase of equipment and tools for them.

18%
Interest rate
not exceeding 7 years
Credit term
Up to 100 million UZS
Loan amount
Microloan

Financing for modern professions (SMM, mobilography, freelancing), online stores, self-employment, tailoring, home-based work, and bakery projects.

18%
Interest rate
not exceeding 7 years
Credit term
Up to 300 million UZS
Loan amount
Microloan

In accordance with Resolution No. PD-210 of the President of the Republic of Uzbekistan dated June 1, 2026, “On Additional Measures to Ensure Youth Employment through Supporting Entrepreneurship Projects,” for the purpose of purchasing a motor vehicle from the primary market to carry out passenger transportation and cargo delivery activities.

18%
Interest rate
Not more than 7 years
Credit term
Not more than UZS 30 million
Loan amount
Consumer loan

For financing the costs of training young people in educational courses on foreign languages, digital technologies, and modern professions in accordance with Resolution No. PQ-210 of the President of the Republic of Uzbekistan, dated 1 June 2026, "On Additional Measures to Ensure Youth Employment through the Support of Entrepreneurial Projects."

26%
Interest rate
From 3 to 36 months (without a grace period)
Credit term
From 8.0 million UZS up to 15.0 million UZS
Loan amount
Microloan

To self-employed citizens of the Republic of Uzbekistan who permanently reside in the territory of the Republic of Uzbekistan in mahallas attached to AloqaBank.

18%
Interest rate
From 3 to 60 months (without a grace period)
Credit term
From 10 Up to 25 million UZS
Loan amount
Microloan

Within the framework of the “First Step to Business” project, it is allocated for projects in the areas of growing, processing, storage, and packaging of agricultural products.


23.5%
Interest rate
Up to 60 months (no grace period)
Credit term
Up to 100 million UZS
Loan amount
Microloan

Within the framework of the “First Step to Business” project, it is allocated for the purchase on the primary market of passenger and freight vehicles produced by local manufacturers in Uzbekistan.

26%
Interest rate
Up to 5 years
Credit term
Up to UZS 100 million
Loan amount
Microloan

Microloan “Biznesga madad”

20%
Interest rate
Not more than 36 months (no grace period)
Credit term
up to 200 times the BCV
Loan amount
Consumer loan

Purchase and installation of solar photovoltaic stations, solar water heaters and wind power plants.

27%
Interest rate
not exceeding 36 months
Credit term
Up to 25 million UZS
Loan amount
Microloan

credit funds are provided to cover expenses associated with domestic tourism.

Dashboard
All important payments and transfers in one place
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The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Cashback
Profitable cashback for payments and even for money transfers
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Deposits
Open deposits online
and multiply your savings
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
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