Размер:
A A A
Цвет: C C
Изображения Вкл. Выкл.
Обычная версия сайта
...
Update: ...

Loan Product “Kelajak Uchun”

Consumer loan

For financing the costs of training young people in educational courses on foreign languages, digital technologies, and modern professions in accordance with Resolution No. PQ-210 of the President of the Republic of Uzbekistan, dated 1 June 2026, "On Additional Measures to Ensure Youth Employment through the Support of Entrepreneurial Projects."

18%
Interest rate
Not more than 7 years
Credit term
Not more than UZS 30 million
Loan amount
Menu

About loan

 №

Indicators

Basic terms

1

Loan purpose

For financing the costs of training young people in educational courses on foreign languages, digital technologies, and modern professions in accordance with Resolution No. PQ-210 of the President of the Republic of Uzbekistan, dated 1 June 2026, "On Additional Measures to Ensure Youth Employment through the Support of Entrepreneurial Projects."

2

Loan period, down payment and the loan interest

Loan period

Grace period for the loan principal

Interest rate on the loan

For a term not exceeding 7 years

On the main debt - up to 1 year, on interest payments-up to 3 months.

Central Bank’s basic rate +4%. 18%

3

Loan amount

Not more than UZS 20 million

4

Loan disbursement

Transfer of money under an agreement between an educational institution (training center) and a young person studying there. The money for training courses can be paid as monthly installments.

5

Loan repayment

Differentiated payment

6

Loan security

Surety of a third party (with a permanent income) or a Non-Payment Insurance Policy (the insurance payment is made by the customer).



Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Loan terms

Annual interest rate
18%
Maximum loan amount
Not more than UZS 30 million
Credit term
Not more than 7 years
Loan target
For financing the costs of training young people in educational courses on foreign languages, digital technologies, and modern professions in accordance with Resolution No. PQ-210 of the President of the Republic of Uzbekistan, dated 1 June 2026, "On Additional Measures to Ensure Youth Employment through the Support of Entrepreneurial Projects."
Submission form
Transfer to the seller's bank account
Principal and interest repayment
Monthly
Repayment method
Differentiated
A taking out method
Bank branch
Grace period
Yes
FAQs
Still have questions? You can have a look at our FAQ database

Terms and Conditions

Required documents

Necessary documents

An original identity document (a civil passport or ID card) of a customer. In this case, the bank officer takes a copy of the original identity document.


Requirements

Allocated to young people — citizens of the Republic of Uzbekistan aged 18 or over but under 31 — who are studying at training centers to learn foreign languages, digital technologies, and modern professions.

Credit support

A surety of a third party (with permanent income) or a Non-Payment Insurance Policy (the insurance payment is made by the customer).

We are happy to help you
If you have any questions, our team will answer them.
+998 71 230-77-77
Contact Center 24/7

"Zoomrad" mobile app – online payments and digital banking services.

Other loans

Online microloan
from 24% up to 25%
Interest rate
from 2 up to 60 months
Credit term
up to 100 mln. sums
Loan amount
Microloan

Resolve your financial needs quickly and conveniently through AloqaBank's Zoomrad mobile app. Apply for an online microloan from anywhere without visiting a bank branch.

Autoloan «Avto Premium»
0%-17,5%
Interest rate
Up to 5 years
Credit term
unlimited
Loan amount
Auto loan

Purchase on the primary market of motor vehicles sold by “ROODELL” LLC

Autoloan «Haval»
0%-15,9%
Interest rate
Up to 5 years
Credit term
unlimited
Loan amount
Auto loan

For the purchase of motor vehicles sold by “GREAT WALL MOTORS DISTRIBUTION” LLC JV on the primary market.

Autoloan «Changan»
0%-15,9%
Interest rate
Up to 5 years
Credit term
unlimited
Loan amount
Auto loan

For the purchase of motor vehicles sold by “CHANGAN AUTO DISTRIBUTION” LLC on the primary market.

The Credit Product “Home Renovation”
24%
Interest rate
Up to 10 years
Credit term
Up to UZS 300 million
Loan amount
Mortgage loan

Construction, reconstruction, or renovation of single-family home;

Renovation of an apartment in a multi-family residential building.

Microloan "Mening mahallam-2"
25%
Interest rate
Up to 60 months
Credit term
From 10 up to 100 million UZS
Loan amount
Microloan

Non-purpose

Disbursed under the “Mahalla Project” Program

Autoloan import
From 23%
Interest rate
Up to 5 years
Credit term
unlimited
Loan amount
Auto loan
For the purchase of foreign-manufactured passenger vehicles in the primary market.

Autoloan for primary market
From 23%
Interest rate
Up to 5 years
Credit term
unlimited
Loan amount
Auto loan
For the purchase of motor vehicles produced/assembled by local manufacturers in the Republic of Uzbekistan on the primary market, or BYD vehicles sold by official distributors/dealers in Uzbekistan, as well as vehicles sold by "Roodell" LLC.
Autoloan for secondary market
From 23%
Interest rate
Up to 5 years
Credit term
Up to 300 mln. sums
Loan amount
Auto loan
For the purchase on the secondary market of passenger motor vehicles manufactured by JSC “UzAuto Motors” with a service life not exceeding 5 (five) years (i.e., manufactured in 2022 and onwards).
Autoloan - "minibus" and "micro-truck"
From 23%
Interest rate
Up to 5 years
Credit term
up to 300 mln. Sums
Loan amount
Auto loan

To purchase a vehicle of category M2* intended for passenger transportation and category N1* intended for freight transportation from the primary market and to pay insurance premiums.


Dashboard
All important payments and transfers in one place
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Cashback
Profitable cashback for payments and even for money transfers
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Deposits
Open deposits online
and multiply your savings
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Combating corruption             
Main On the map
Contacts
Contact Center 24/7
Helpline
Work schedule: MO-FR 09:00-18:00
Compliance phone
Work schedule: MO-FR 09:00-18:00
Website menu
Click to listen highlighted text!Powered by X