Microloan "Biznesga Birinchi Qadam" from Aloqabank

Loan Product “Kelajak Uchun”

Microloan

Payment for training courses of young persons, learning modern and in-demand professions, including those teaching digital technologies and foreign languages in accordance with the Presidential Resolution dated February 14, 2025, No. PR-62.

18%

Interest rate

Not more than 7 years

Credit term

Not more than UZS 20 million

Loan amount

About loan

№	Indicators	Basic terms
1	Loan purpose	Payment for training courses of young persons, learning modern and in-demand professions, including those teaching digital technologies and foreign languages in accordance with the Presidential Resolution dated February 14, 2025, No. PR-62.
2	Loan period, down payment and the loan interest	Loan period	Grace period for the loan principal	Interest rate on the loan
		Not more than 84 months	On the main debt - up to 2 years, on interest payments-up to 3 months.	Central Bank’s basic rate +4%. 18%
3	Loan amount	Not more than UZS 20 million
4	Loan disbursement	Transfer of money under an agreement between an educational institution (training center) and a young person studying there. The money for training courses can be paid as monthly installments.
5	Loan repayment	Differentiated payment
6	Loan security	Surety of a third party (with a permanent income) or a Non-Payment Insurance Policy (the insurance payment is made by the customer).

Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Loan terms

Annual interest rate

18%

Maximum loan amount

Not more than UZS 20 million

Credit term

Not more than 7 years

Loan target

Payment for training courses of young persons, learning modern and in-demand professions, including those teaching digital technologies and foreign languages

Submission form

Transfer to the seller's bank account

Principal and interest repayment

Monthly

Repayment method

Differentiated

A taking out method

Bank branch

Grace period

Yes

Terms and Conditions

Required documents

Necessary documents

An original identity document (a civil passport or ID card) of a customer. In this case, the bank officer takes a copy of the original identity document.

Requirements

Requirements

self-employed citizens of the Republic of Uzbekistan, permanently residing in Uzbekistan, who reached 18 but are under 30, and who pay social tax.

The bank looks up the income data of a co-borrower, individual guarantor online from external sources.

When it is impossible to find the income data online from external sources, the co-borrower, individual guarantor shall provide a statement of income.