Car loan - "minibus" and "micro-truck"

Auto loan

For the acquisition of motor vehicles manufactured by local producers in the primary market, classified under category M2* for passenger transportation and category N1* for cargo transportation, as well as for the settlement of insurance premium payments.

From 27%

Interest rate

Up to 5 years

Credit term

up to 300 mln. Sums

Loan amount

About loan

To purchase a passenger transport vehicle categorized as M2* and a cargo transport vehicle categorized as N1*, both produced by local manufacturers in the Republic of Uzbekistan, from the primary market, as well as to pay for insurance premiums.
Loan period, down payment amount and Interest	Loan period	Grace period	Down payment amount	Interest on the loan*
	For vehicles manufactured by UzAuto Motors.
	For persons with a source of income
	no more than 60 months	Up to 3 months	Not less than 15%	Annual 26%
			Not less than 25%	Annual 25%
	In cases where the borrower has no source of income:
	no more than 60 months	Up to 3 months	Not less than 25%	Annual 27%
			Not less than 35%	Annual 26%
			Not less than 50%	Annual 25%
	For vehicles manufactured by local producers, excluding JSC UzAuto Motors:
	For persons with a source of income
	no more than 60 months	Up to 3 months	Not less than 15%	Annual 26%
	In cases where the borrower has no source of income:
	no more than 60 months	Up to 3 months	Not less than 25%	Annual 27%
			Not less than 35%	Annual 26%
Loan amount	The loan amount must not exceed 300 million soums or 75% of the appraised value of the property provided as collateral, whichever is lower. To meet this requirement, a sufficient initial payment must be ensured, or additional liquid assets must be provided as collateral.
Submission form	Funds are transferred under a contract with an automobile manufacturer or official dealers of the manufacturer.
Repayment type	Differentiated or annuity payment

*Category M2 – Passenger vehicles designed for the transportation of passengers, featuring more than 8 seats in addition to the driver’s seat, and with a maximum gross weight of no more than 5 tons.
*Category N1 – Cargo vehicles specifically designed for goods transportation, with a maximum gross weight not exceeding 3.5 tons.

Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Calculate your loan

Interest rate

from 10 %

to 28 %

Minimum initial deposit

from 25 %

to 85 %

Loan amount

150 000 000

soum

from 500 thousand soum

to 300 million soum

Loan term

months

from 1 month

to 60 month

Repayment type:

Annuity Differential

Insurance expenses:

Notary expenses:

Collateral assessment costs:

Other:

Average monthly payment*

... soum

Annual interest rate:

...%

Full cost of the loan:

...%

Information sheet

* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate

From 27%

Maximum loan amount

up to 300 mln. Sums

Credit term

Up to 5 years

Loan target

To purchase a passenger transport vehicle categorized as M2* and a cargo transport vehicle categorized as N1*, both produced by local manufacturers in the Republic of Uzbekistan, from the primary market, as well as to pay for insurance premiums.

Submission form

Transfer to the seller's bank account

Principal and interest repayment

Monthly

Repayment method

Differentiated, Annuity

A taking out method

Bank branch

Grace period

Yes (Up to 3 months)

Terms and Conditions

Required documents

An original identity document (a civil passport or ID card) of a customer. In this case, the bank officer takes a copy of the original identity document.

A motor vehicle sale agreement.

Requirements

To a borrower: Citizens of the Republic of Uzbekistan or stateless persons who are at least 18 years old (21 years old for those with no source of income) and not older than 65, who are permanently residing in the territory of the Republic of Uzbekistan and are registered as self-employed persons.

The borrower (co-borrower, individual guarantor) income data the bank looks up online from external sources.

When the bank cannot be studied the borrower (co-borrower, individual guarantor) income data online from external sources, the Borrower shall provide a statement of income.