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"Green" Consumer Loan

Consumer loan

Purchase and installation of solar photovoltaic stations, solar water heaters and wind power plants.

20%
Interest rate
Not more than 36 months (no grace period)
Credit term
up to 200 times the BCV
Loan amount
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About loan

Loan Purpose

Purchase and installation of solar photovoltaic stations, solar water heaters and wind power plants.

Interest rate

The main rate of the Central Bank+ 6%.

At present - 20%

Loan amount

A minimum amount - 10 times the BCV

A maximum amount - 200 times the BCV

Loan period

Not more than 36 months (no grace period)

Submission form

(non-cash) transfer of funds

Repayment type

Differentiated

Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Calculate your loan

Interest rate
20
%
from 10 %
to 19.5 %
Loan amount
50 000 000
soum
from 500 thousand soum
to 100 million soum
Loan term
12
months
from 1 month
to 36 month
Repayment type:
Insurance expenses:
Notary expenses:
Collateral assessment costs:
Other:
Average monthly payment*
... soum
Annual interest rate:
...%
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate
20%
Maximum loan amount
up to 200 times the BCV
Credit term
Not more than 36 months (no grace period)
Loan target
Purchase and installation of solar photovoltaic stations, solar water heaters and wind power plants.
Submission form
Transfer to the seller's bank account
Principal and interest repayment
Monthly
Repayment method
Differentiated
A taking out method
Bank branch
Grace period
No
Information sheet
Download the Information sheet on the main conditions of the loan
FAQs
Still have questions? You can have a look at our FAQ database

Terms and Conditions

Required documents

An original identity document (a civil passport or ID card) of a customer. In this case, the bank officer takes a copy of the original identity document. 



Requirements

To a borrower: Citizens of the Republic of Uzbekistan or stateless persons permanently residing in Uzbekistan, who aged 18 but not aged 65.

The borrower (co-borrower, individual guarantor) income data the bank looks up online from external sources.

When the bank cannot be studied the borrower (co-borrower, individual guarantor) income data online from external sources, the Borrower shall provide a statement of income.


Credit support

Up to UZS 50 million loan - third party's surety;

Over UZS 50 million loan - liquid collateral.

How can I get a loan?
1
Download Zoomrad mobile application
2
Pass the identification
3
Get the opportunity to get online loan
We are happy to help you
If you have any questions, our team will answer them.
+998 71 230-77-77
Contact Center 24/7

"Zoomrad" mobile app – online payments and digital banking services.

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18%
Interest rate
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Credit term
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To support young entrepreneurs

Car loan (primary market)
From 25%
Interest rate
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Credit term
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For the purchase of BYD, KIA, CHERY cars manufactured by local manufacturers in the Republic of Uzbekistan or sold by official distributors/dealers in Uzbekistan from the primary market and for the payment of insurance premiums

(for category M1)


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Up to 5 years
Credit term
Up to 300 mln. sums
Loan amount
Auto loan
Purchase on the secondary market of passenger motor vehicles manufactured not more than 5 (five) years ago, (in 2021-....) by UzAuto Motors JSC
(M1 and N1 category) 
Autoloan «Avto Plus» Product
5,99%-24,99%
Interest rate
Up to 5 years
Credit term
unlimited
Loan amount
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Autoloan «Avto Premium»
5,99%-22%
Interest rate
Up to 5 years
Credit term
unlimited
Loan amount
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For the purchase of vehicles (KIA and Chery) produced by domestic manufacturers, and distributed by ROODELL LLC in the primary market.

Car loan - "minibus" and "micro-truck"
From 25%
Interest rate
Up to 5 years
Credit term
up to 300 mln. Sums
Loan amount
Auto loan

To purchase a vehicle of category M2* intended for passenger transportation and category N1* intended for freight transportation from the primary market and to pay insurance premiums.


Mortgage – at bank’s own expense
from 26%
Interest rate
Up to 15 years
Credit term
Up to 800 mln. sums
Loan amount
Mortgage loan

For the purchase of apartments or individual housing in apartment buildings on the primary and secondary housing market.

Mortgage – at the expense of the Ministry of Economy and Finance
17,5%-18%
Interest rate
Up to 20 years
Credit term
From 330 mln. Up to 420 mln. sums
Loan amount
Mortgage loan

These mortgages are granted following the allocation of funds by the Ministry of Finance of the Republic of Uzbekistan.

Education Loan – at the expense of the Ministry of Economy and Finance
14%
Interest rate
Up to 162 monthes
Credit term
By contract
Loan amount
Education loan

Payment of interest on loans allocated for women's education from the Education Loan Financing Fund under the Ministry of Finance.

Online microloan
from 26% up to 30%
Interest rate
from 2 up to 48 months
Credit term
up to 100 mln. sums
Loan amount
Dashboard
All important payments and transfers in one place
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Cashback
Profitable cashback for payments and even for money transfers
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Deposits
Open deposits online
and multiply your savings
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Combating corruption             
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Contacts
Contact Center 24/7
Helpline
Work schedule: MO-FR 09:00-18:00
Compliance phone
Work schedule: MO-FR 09:00-18:00
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