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Microloan "Mening mahallam"

Microloan

Microloan “Biznesga birinchi qadam”

24%
Interest rate
Up to 36 months
Credit term
Up to 35 million UZS
Loan amount
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About loan

"Mening mahallam" microloan

Credit purpose

 

For the establishment and development of entrepreneurial activities based on the type of activity of a self-employed person.


Loan term and grace period

For a period not exceeding 36 (thirty-six) months. No grace period

Loan percentage

24% per annum

Loan amount and allocation form

By transferring money to the account of the supplier enterprise or organizations based on the pre-sold contract

In an amount not exceeding 50 (fifty) million soums.

By transfer to the borrower's bank card opened at AT "Aloqabank".

in an amount not exceeding 35 (thirty-five) million soums.

Guaranty

Security: Third-party guarantee (must be a person with a stable source of income) or an insurance policy against the risk of loan non-repayment (the insurance premium is paid by the client).

To whom it is allocated

To persons who are citizens of the Republic of Uzbekistan, who have reached the age of 18 and are not older than 60 years, who are self-employed and live permanently in the territory of the Republic of Uzbekistan

Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Calculate your loan

Interest rate
24
%
from 24 %
to 24 %
Loan amount
5 000 000
soum
from 1 million soum
to 35 million soum
Loan term
12
months
from 3 month
to 36 month
Repayment type:
Insurance expenses:
Notary expenses:
Collateral assessment costs:
Other:
Average monthly payment*
... soum
Annual interest rate:
...%
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate
24%
Maximum loan amount
Up to 35 million UZS
Credit term
Up to 36 months
Loan target
To start and develop entrepreneurial activities
Submission form
By crediting to the card
Principal and interest repayment
Monthly
Repayment method
Differentiated
A taking out method
Bank branch
Grace period
No
Information sheet
Download the Information sheet on the main conditions of the loan
FAQs
Still have questions? You can have a look at our FAQ database

Terms and Conditions

Required documents

Necessary documents

The original of the customer’s identification document (civil passport or ID-card of a person). The Bank's employee then makes a copy of the identification document.

Customer's statement of registration with the state tax authorities as a self-employed person.


Requirements

Requirements

Borrower: Citizens of the Republic of Uzbekistan, registered as self-employed, aged 18 to 60 years, and permanently residing in Uzbekistan



Credit support

Third-party guarantee (must have a stable source of income) or a credit default insurance policy (insurance premium paid by the borrower)

How can I get a loan?
1
Download Zoomrad mobile application
2
Pass the identification
3
Get the opportunity to get online loan
We are happy to help you
If you have any questions, our team will answer them.
+998 71 230-77-77
Contact Center 24/7

"Zoomrad" mobile app – online payments and digital banking services.

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