Microloan "Mening mahallam-2"

1

Microloan Purpose

Non-purpose

Disbursed under the “Mahalla Project” Program

2

Interest Rate

25% per annum

3

Microloan Amount

From UZS 10.0 million to UZS 100 million

4

Microloan Term

Up to 60 months (without a grace period)

5

Microloan Security

Secured by liquid property as collateral

6

Disbursement Method

Disbursed at the Bank’s BSCs and CBSCs by transfer of funds to a bank card issued by Aloqabank in the borrower’s name at the bank RCSCs and CSCs

8

Repayment Method

Differentiated payment

9

Eligible Borrowers

Self-employed individuals

10

Credit account

Short-term – 12521 … 941–945
Long-term – 14921 … 941–945

11

Additional Conditions

An on-site preliminary review of the project is conducted within the assigned makhallas jointly with the “Makhalla Banker” and “Makhalla Agent”; and based on the review results, a formal certificate (report) is executed in the prescribed standard form.

For mahallas not assigned to Aloqabank, the preliminary project review is conducted and the formal certificate (report) is executed by the following employees:

an employee of the Retail and Corporate Business Monitoring Section — for loans disbursed by a Regional CSC;

Director of the respective CSC — for loans disbursed by a CSC.