Autoloans from Aloqabank — vehicle loan from a bank in Uzbekistan

Autoloan «Avto Premium»

Auto loan

Purchase on the primary market of motor vehicles sold by “ROODELL” LLC

0%-14,5%

Interest rate

Up to 5 years

Credit term

unlimited

Loan amount

About loan

1	Loan purpose	For the purchase of motor vehicles sold by “ROODELL” LLC on the primary market.
2	Loan Term, Down Payment Amount and Interest Rate	JSC “Aloqabank” and “KREDIT”:
		Down payment amount (relative to the vehicle price)	Loan term (without grace period) and interest rate
			12 months			18 months				24 months				28 months			36 months				48 months			60 months
		From 25%	-			3,9%				7,5%				9,5%			11,5%				13,5%			14,5%
		From 30%	0,0%			2,5%				6,9%				8,5%			10,9%				12,9%			13,9%
		From 40%	0,0%			0,0%				4,5%				6,5%			9,5%				11,9%			13,5%
		From 50%	0,0%			0,0%				0,0%				3,5%			6,9%				9,9%			11,9%
		From 60%	0,0%			0,0%				0,0%				0,0%			3,5%				7,5%			9,5%
		From 70%	0,0%			0,0%				0,0%				0,0%			0,0%				2,5%			5,9%
		In the purchase and sale agreement of the vehicle purchased with the loan under these terms, the name of JSC “Aloqabank” and the mark “KREDIT” must be indicated.
		JSC “Aloqabank” and “ROODELL I”:
		Down payment amount (relative to the vehicle price)	Loan term (without grace period) and interest rate
			12 months		18 months				24 months				26 months			36 months				48 months				60 months
		From 25%	-		0,0%				3,5%				4,5%			8,5%				11,5%				12,5%
		From 30%	0,0%		0,0%				0,0%				3,5%			7,5%				9,9%				10,9%
		From 40%	0,0%		0,0%				0,0%				0,0%			5,5%				8,9%				10,5%
		From 50%	0,0%		0,0%				0,0%				0,0%			0,0%				5,9%				8,9%
		From 60%	0,0%		0,0%				0,0%				0,0%			0,0%				2,5%				5,9%
		From 70%	0,0%		0,0%				0,0%				0,0%			0,0%				0,0%				0,0%
		In the purchase and sale agreement of the vehicle purchased with the loan under these terms, the name of JSC “Aloqabank” and the mark “ROODELL I” must be indicated.
		JSC “Aloqabank” and “ROODELL II”:
		Down payment amount (relative to the vehicle price)	Loan term (without grace period) and interest rate
			18 months			24 months				30 months				36 months			38 months				48 months			60 months
		From 25%	0,0%			0,0%				0,0%				3,5%			4,5%				7,5%			9,5%
		From 30%	0,0%			0,0%				0,0%				0,0%			2,9%				6,5%			7,9%
		From 40%	0,0%			0,0%				0,0%				0,0%			0,0%				3,9%			6,9%
		From 50%	0,0%			0,0%				0,0%				0,0%			0,0%				0,0%			3,9%
		From 60%	0,0%			0,0%				0,0%				0,0%			0,0%				0,0%			0,0%
		In the purchase and sale agreement of the vehicle purchased with the loan under these terms, the name of JSC “Aloqabank” and the mark “ROODELL II” must be indicated.
		JSC “Aloqabank” and “ROODELL III”:
		Down payment amount (relative to the vehicle price)	Loan term (without grace period) and interest rate
			18 months	24 months				28 months			36 months				40 months				48 months			52 months			60 months
		From 25%	0,0%	0,0%				1,5%			5,5%				6,9%				8,9%			9,5%			10,9%
		From 30%	0,0%	0,0%				0,0%			4,5%				5,9%				7,9%			8,9%			9,8%
		From 40%	0,0%	0,0%				0,0%			0,0%				3,5%				5,9%			6,9%			8,5%
		From 50%	0,0%	0,0%				0,0%			0,0%				0,0%				2,5%			3,9%			5,9%
		From 60%	0,0%	0,0%				0,0%			0,0%				0,0%				0,0%			0,0%			1,9%
		From 65%	0,0%	0,0%				0,0%			0,0%				0,0%				0,0%			0,0%			0,0%
		In the purchase and sale agreement of the vehicle purchased with the loan under these terms, the name of JSC “Aloqabank” and the mark “ROODELL III” must be indicated.
		JSC “Aloqabank” and “ROODELL V”:
		Down payment amount (relative to the vehicle price)	Loan term (without grace period) and interest rate
			18 months				24 months					36 months						48 months					60 months
		From 25%	0,0%				0,0%					0,0%						4,9%					7,5%
		From 30%	0,0%				0,0%					0,0%						3,5%					6,5%
		From 40%	0,0%				0,0%					0,0%						0,0%					3,9%
		From 50%	0,0%				0,0%					0,0%						0,0%					0,0%
		In the purchase and sale agreement of the vehicle purchased with the loan under these terms, the name of JSC “Aloqabank” and the mark “ROODELL V” must be indicated.
3	Loan Amount	Unlimited, but not exceeding* 75 (seventy-five) percent of the value of the collateral accepted as security for the loan. That is, the granted loan amount must not exceed 75% of the value of the collateral provided as security. * Note: In accordance with the Regulation “On Macroprudential Standards for Banks and Requirements for Maximum Payment Amounts on Loans (Microloans) Issued by Them” registered with the Ministry of Justice of the Republic of Uzbekistan on April 22, 2025 under No. 3618, the loan amount may exceed 75% but cannot exceed 90% of the collateral value.
4	Loan Disbursement Form	By transferring funds to the settlement account of “ROODELL” LLC based on the purchase and sale agreement.
5	Repayment Method	Annuity or Differentiated.
6	Loan Security	- The purchased motor vehicle; - Insurance policy against the risk of non-repayment of the loan until the purchased vehicle is pledged as collateral; - Additionally, pledge of other liquid property based on the requirements of the credit policy or - Pledge of other liquid property (in cases where pledging the purchased vehicle is not provided).
7	Additional Condition	Under this loan product, “ROODELL” LLC pays commission income (cashback) to the bank based on the Mutual Cooperation Agreement.

Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Calculate your loan

Interest rate

14,5

from 0.0 %

to 14,5 %

Minimum initial deposit

from 25 %

to 75 %

Loan amount

150 000 000

soum

from 500 thousand soum

to 1 billion soum

Loan term

months

from 1 month

to 60 month

Repayment type:

Annuity Differential

Insurance expenses:

Notary expenses:

Collateral assessment costs:

Other:

Average monthly payment*

... soum

Annual interest rate:

...%

Full cost of the loan:

...%

Information sheet

* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate

0%-14,5%

Maximum loan amount

unlimited

Credit term

Up to 5 years

Loan target

Purchase on the primary market of motor vehicles sold by “ROODELL” LLC

Submission form

Transfer to the seller's bank account

Principal and interest repayment

Monthly

Repayment method

Differentiated, Annuity

A taking out method

Bank branch

Grace period

Terms and Conditions

Required documents

An original identity document (a civil passport or ID card) of a customer. In this case, the bank officer takes a copy of the original identity document.

A motor vehicle sale agreement.

Requirements

To a borrower: Citizens of the Republic of Uzbekistan or stateless persons permanently residing in Uzbekistan, who aged 18 but not aged 65.

The borrower (co-borrower, individual guarantor) income data the bank looks up online from external sources.

When the bank cannot be studied the borrower (co-borrower, individual guarantor) income data online from external sources, the Borrower shall provide a statement of income.