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«Joziba»

Get an upfront income from your savings in the short term

Deposit replenishment
17.5%-18.5%
Annual rate
3-6 months
Duration of the deposit
1 000 000 UZS
Minimum amount of deposit
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About the deposit

There is a possibility of short-term (from 3 to 6 months), advance earnings and additional funds during the deposit period.

1. Deposit Name

"Joziba"

2. Deposit Currency and Method of Payment   

Accepted in cash and non-cash forms in national currency

3. Deposit Term

from 3 to 6 months

4.  Annual Interest Rate on the Deposit

17.5%-18.5% (RF*+4)

5. Interest Capitalization (recalculation of interest by adding accrued interest to the principal amount)

No

6. Deposit Return Conditions

The deposit is returned in the form it was originally made.

7. Minimum Deposit Amount

1,000,000 sum

8. Maximum Deposit Amount

No limit

9.  Interest Payment Frequency

Interest is paid monthly, either in cash or non-cash, as per the client's preference.

10. Method of Deposit Registration

Through regional or integrated service centers

11. Ability to Add Funds

Available

12. Partial Withdrawal Before the End of the Term

Not available

13. Early Termination of Deposit Agreement

For the 3-month deposit:

If withdrawn before 1 month, interest is not paid. Any paid interest will be recalculated and deducted from the principal amount.

- For 1-2 months, 11% annual interest is paid for all full months.

No interest is paid after the deposit term ends.

For the 6-month deposit:

If withdrawn before 1 month, interest is not paid. Any paid interest will be recalculated and deducted from the principal amount. If withdrawn after full:

- For 1-2 months, 11% annual interest is paid;

- For 3-5 months, 16% annual interest is paid for all full months.

No interest is paid after the deposit term ends.


RFR is the current refinancing rate of the Central Bank.


Deposit repayment 100% guaranteed
In the Republic of Uzbekistan, The Guarantee Fund of Deposits of the citizens in Banks ensures the stability of the banking system and guarantees the return of deposits.

Calculate the return on investment

Deposit amount
5 000 000
soum
from 1 million soum
to 1 billion soum
For a term
3
months
from 1 month
to 6 month
Annual rate:
...
Deposit income:
... soum
Total amount:
... soum
* The calculation is preliminary. The exact conditions for the deposit will be provided to you by the Bank based on the results of consideration of the application

Terms of the Deposit

Annual rate
17.5%-18.5%
Minimum amount of deposit
1 000 000 UZS
Currency of deposit
Sum
Type of deposit
Term
Duration of the deposit
3-6 months
Extra funding
Available
Interest payment
At the request of the client
Capitalization
Not available
Partial withdrawal
Not available
Making a deposit
bank branch
Return of deposit
Paid in advance every month in cash or non-cash form
Early withdrawal of full deposit

3 months deposit: 

No interest is paid if the withdrawal is made before the end of 1 month. The interest paid is recalculated and deducted from the principal amount of the deposit.

If the deposit is withdrawn after the full period of:

- 1-2 months, 11% annual interest is paid;

No interest on the deposit is paid for the period after the end of the deposit period.

6 months deposit: 

No interest is paid if the withdrawal is made before the end of 1 month. The interest paid is recalculated and deducted from the principal amount of the deposit.

If the deposit is withdrawn after the full period of:

- 1-2 months, 11% annual interest is paid;

- 3-5 months, 16% annual interest is paid;

No interest on the deposit is paid for the period after the end of the deposit period.


Information sheet
Download the Information sheet about the main deposit conditions
FAQs
Still have questions? You can have a look at our FAQ database
How can I make a deposit?
1
Download Zoomrad mobile application
2
Pass the identification
3
Get the opportunity to open a deposit
We are happy to help you
If you have any questions, our team will answer them.
+998 71 230-77-77
Contact Center 24/7

The mobile app Zoomrad features interactive services and a calculator.

Documents

Application to open a deposit
Size: 64.24 KB
Format: docx
Public offer for deposits of individuals
Size: 22.45 KB
Format: docx

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