«Joziba»

1. Deposit Name

"Joziba"

2. Deposit Currency and Method of Payment   

Accepted in cash and non-cash forms in national currency

3. Deposit Term

from 3 to 6 months

4.  Annual Interest Rate on the Deposit

14%-15% (RF* and RF*+1)

5. Interest Capitalization (recalculation of interest by adding accrued interest to the principal amount)

No

6. Deposit Return Conditions

The deposit is returned in the form it was originally made.

7. Minimum Deposit Amount

1,000,000 sum

8. Maximum Deposit Amount

No limit

9.  Interest Payment Frequency

Interest is paid monthly, either in cash or non-cash, as per the client's preference.

10. Method of Deposit Registration

Through regional or integrated service centers

11. Ability to Add Funds

Available

12. Partial Withdrawal Before the End of the Term

Not available

13. Early Termination of Deposit Agreement

For the 3-month deposit:

No interest is paid before the end of 1 full month. The interest paid is recalculated and deducted from the deposit principal;
- the deposit is recalculated at 12 (RFR*-2) percent p.a. for 1-2 elapsed months. 

For the 6-month deposit:

No interest is paid before the end of 1 full month. The The interest paid is recalculated and deducted from the deposit principal;
- 12 (RFR*-2) percent p.a., if withdrawn after the end of 1-2 months.
- 13 (RFR*-1) percent p.a., if withdrawn after the end of 3-5 months