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Education Loan – at the expense of the Ministry of Economy and Finance

Education loan

Payment of interest on loans allocated for women's education from the Education Loan Financing Fund under the Ministry of Finance.

From 13.5%

Interest rate

Up to 162 monthes

Credit term

By contract

Loan amount

Information sheet

About loan

Terms and conditions of Education loans the JSC “Aloqabank” grants to individuals at the expense of the Ministry of Economy and Finance of the Republic of Uzbekistan.

Loan maturity	The loan principal is repaid for 7 years starting from the 7th month after a student's graduation, with account of the study period. Interest on the loan is paid monthly after the loan granting.
Annual interest rate*	For male students:	Up from 14% per annum til the end of 2022; from 1 January 2023 at the CB rate
	For female students:	14% p.a.
Loan amount	Depending on the Study Contract amount

If the rate of the Central Bank (the CBR) of Uzbekistan decreases, the interest rate on the loan will reduce proportionately, and if the CBR increases, the loan rate will remain unchanged.

Payment of interest on loans allocated for women's education from the Education Loan Financing Fund under the Ministry of Finance.

Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Interest rate

13.5

from 10 %

to 50 %

Loan amount

15 000 000

soum

from 10 million soum

to 100 million soum

Loan term

months

from 1 month

to 162 month

Repayment type:

Annuity Differential

Insurance expenses:

Notary expenses:

Collateral assessment costs:

Other:

Average monthly payment*

... soum

Annual interest rate:

...%

Full cost of the loan:

...%

Information sheet

* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate

From 13.5%

Maximum loan amount

By contract

Credit term

Up to 162 monthes

Loan target

Contract payments of full-time students’ tuition fees of tertiary education institutions of the Republic of Uzbekistan.

Submission form

Transfer to the seller's bank account

Principal and interest repayment

Monthly

Repayment method

Differentiated

A taking out method

Bank branch

Grace period

Yes (Study period + 6 months)

Information sheet

Download the Information sheet on the main conditions of the loan

Information sheet

FAQs

Still have questions? You can have a look at our FAQ database

Required documents

a) An application;
b) An original passport of the customer (co-borrower, individual guarantor) (the bank officer takes a copy of the original passport or ID card);
c) A study agreement (contract) between a student and a higher education institution drawn up in due order;
d) Collateral documents.

Requirements

Documents the guarantor shall provide if the loan is secured by a third party’s surety If the:

If the guarantor is a natural person:

A passport copy (the original is shown)

If the guarantor is a legal entity:

Balance sheet and appendices of the guarantor-company;
an auditor's report;
Minutes of the founders’ meeting on consent to grant the surety.

Credit support

if the loan amount exceeds 50 (fifty) million sums, liquid property collateral;
if the loan amount does not exceed 50 (fifty) million sums, a third party surety.

** no collateral or surety is required for educational loans to children from families included into the "Single Social Protection Register".

Download Zoomrad mobile application

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Loan contract sample - Educational loan from the resources of Ministry of Finance

Size: 405.79 KB
Format: pdf

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