Размер:
A A A
Цвет: C C
Изображения Вкл. Выкл.
Обычная версия сайта
For individuals
187

Education Loan – at the expense of the Ministry of Economy and Finance

Education loan

Payment of interest on loans allocated for women's education from the Education Loan Financing Fund under the Ministry of Finance.

14%
Interest rate
Up to 162 monthes
Credit term
By contract
Loan amount
Menu

About loan

Terms and conditions of Education loans the JSC “Aloqabank” grants to individuals at the expense of the Ministry of Economy and Finance of the Republic of Uzbekistan.

Loan maturity The loan principal is repaid for 7 years starting from the 7th month after a student's graduation, with account of the study period. Interest on the loan is paid monthly after the loan granting.
Annual interest rate* For male students: Up from 14% per annum til the end of 2022;
from 1 January 2023 at the CB rate
For female students: 14% p.a.
Loan amount Depending on the Study Contract amount

If the rate of the Central Bank (the CBR) of Uzbekistan decreases, the interest rate on the loan will reduce proportionately, and if the CBR increases, the loan rate will remain unchanged.

Payment of interest on loans allocated for women's education from the Education Loan Financing Fund under the Ministry of Finance.

*Loan issuance has been temporarily suspended


Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Calculate your loan

Interest rate
14
%
from 10 %
to 50 %
Loan amount
15 000 000
soum
from 10 million soum
to 100 million soum
Loan term
52
months
from 1 month
to 162 month
Repayment type:
Insurance expenses:
Notary expenses:
Collateral assessment costs:
Other:
Average monthly payment*
... soum
Annual interest rate:
...%
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate
14%
Maximum loan amount
By contract
Credit term
Up to 162 monthes
Loan target
Contract payments of full-time students’ tuition fees of tertiary education institutions of the Republic of Uzbekistan.
Submission form
Transfer to the seller's bank account
Principal and interest repayment
Monthly
Repayment method
Differentiated
A taking out method
Bank branch
Grace period
Yes (Study period + 6 months)
Information sheet
Download the Information sheet on the main conditions of the loan
FAQs
Still have questions? You can have a look at our FAQ database

Terms and Conditions

Required documents
  • a) An application;
  • b) An original passport of the customer (co-borrower, individual guarantor) (the bank officer takes a copy of the original passport or ID card);
  • c) A study agreement (contract) between a student and a higher education institution drawn up in due order;
  • d) Collateral documents.
Requirements

Documents the guarantor shall provide if the loan is secured by a third party’s surety If the:

If the guarantor is a natural person:

  • A passport copy (the original is shown)

If the guarantor is a legal entity:

  • Balance sheet and appendices of the guarantor-company;
  • an auditor's report;
  • Minutes of the founders’ meeting on consent to grant the surety.
Credit support
  • if the loan amount exceeds 50 (fifty) million sums, liquid property collateral;
  • if the loan amount does not exceed 50 (fifty) million sums, a third party surety.

** no collateral or surety is required for educational loans to children from families included into the "Single Social Protection Register".

How can I get a loan?
1
Download Zoomrad mobile application
2
Pass the identification
3
Get the opportunity to get online loan
We are happy to help you
If you have any questions, our team will answer them.
+998 71 230-77-77
Contact Center 24/7

The mobile app Zoomrad features interactive services and a calculator.

Other loans

Online microloan «Universal»
32%
Interest rate
From 3 Up to 36 months
Credit term
Up to 50 mln. sums
Loan amount
Microloan “Biznesga birinchi qadam”
20-27%
Interest rate
Up to 36 months
Credit term
Up to UZS 17 million
Loan amount
Microloan

Microloan “Biznesga birinchi qadam”

Microloan “Biznesga madad”
28%
Interest rate
From 3 Up to 6 months
Credit term
Up to UZS 100 million
Loan amount
Microloan

Microloan “Biznesga madad”

Consumer Loan
30%
Interest rate
Up to 36 months
Credit term
Unlimited
Loan amount
Consumer loan

A credit granted to an individual (consumer) for the purchase of consumer goods (services) to meet their consumption needs.

Mortgage – at bank’s own expense
25%
Interest rate
Up to 10 years
Credit term
Up to 800 mln. sums
Loan amount
Mortgage loan

For the purchase of apartments or individual housing in apartment buildings on the primary and secondary housing market.

Car loan (primary market)
30%
Interest rate
Up to 5 years
Credit term
By contract
Loan amount
Auto loan

Purchase of passenger cars on the primary market.

Microcredit
From 27.5%
Interest rate
Up to 5 years
Credit term
By contract
Loan amount
Auto loan

A micro-loan is provided to individuals registered as self-employed for the purchase of a vehicle belonging to the M2* and N1 categories*

Car loan for secondary market
30%
Interest rate
Up to 5 years
Credit term
Up to 300 mln. sums
Loan amount
Auto loan

Purchase of passenger cars on the secondary market.

Microloan «Universal»
29%
Interest rate
Up to 36 months
Credit term
UZS 50 000 000
Loan amount
For the Astrum IT academy training courses
21%
Interest rate
Up to 36 month
Credit term
Up to 75 BCV
Loan amount
Dashboard
All important payments and transfers in one place
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Cashback
Profitable cashback for payments and even for money transfers
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Deposits
Open deposits online
and multiply your savings
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Combating corruption             
Main On the map
Contacts
Contact Center 24/7
Helpline
Work schedule: MO-FR 09:00-18:00
Compliance phone
Work schedule: MO-FR 09:00-18:00
Website menu
Click to listen highlighted text! Powered by X