Online microloan

No.

Indicators

Basic Terms

1

Microloan purpose

Non-earmarked microloan

2

1) Basic Terms and Conditions of Microloan “Universal”

2 to 6 months

26% per annum

7 to 24 months

27% per annum

25 to 36 months

28% per annum

37 to 48 months

29% per annum

49 to 60 months

30% per annum

3

2) Basic Terms and Conditions of Microloan “Qulay”

2 to 24 months

25% per annum

25 to 60 months

27% per annum

4

Grace Period

Not available

5

Microloan Amount

Minimum – UZS 1 (one) million;

Maximum – UZS 100 (one hundred) million

6

Microloan Disbursement

Transfer of funds to bank cards issued by Aloqabank JSC.

Microloan is granted online via the bank's mobile app “Zoomrad” or through a web-service at the bank’s offices.

7

Microloan Repayment

Differentiated payment

8

Microloan Security

Third-party guarantee (must be a person with a stable source of income) or A Non-Payment Insurance Policy (the customer pays the insurance premium via a bank card or at the expense of the microloan funds)

9

Who is Eligible for Microloan?

1) Citizens of the Republic of Uzbekistan with a regular source of income such as salary and funds credited to a bank card.

2) Natural persons-citizens of the Republic of Uzbekistan enrolled in the Bank's payroll project, i.e., receiving their monthly salaries on bank cards issued by Aloqabank JSC.