About loan
An online microloan can be used by individuals who are citizens of the Republic of Uzbekistan, who have reached the age of 18 and not older than 65 years, through the bank’s mobile app “Zoomrad”.
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Indicators |
Basic Terms |
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1 |
Microloan purpose |
Non-earmarked microloan |
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2 |
1) Basic Terms and Conditions of Microloan “Universal” |
2 to 60 months |
25% per annum |
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3 |
2) Basic Terms and Conditions of Microloan “Qulay” |
2 to 60 months |
24% per annum |
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4 |
Grace Period |
Not available |
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5 |
Microloan Amount |
Minimum – UZS 1 (one) million; Maximum – UZS 100 (one hundred) million |
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6 |
Microloan Disbursement |
By transferring funds to bank cards opened in the borrower's name. This microloan is provided online through the bank's Zoomrad mobile application or via a web service at bank offices. |
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Microloan Repayment |
Differentiated payment |
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8 |
Microloan Security |
Third-party guarantee (must be a person with a stable source of income) or A Non-Payment Insurance Policy (the customer pays the insurance premium via a bank card or at the expense of the microloan funds) |
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9 |
Who is Eligible for Microloan? |
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You can get online microloan via the Zoomrad mobile application!
