«Joziba plus»

1. Deposit Name

"Joziba Plus"

2. Deposit Currency and Deposit Method   

Non-cash via plastic cards in national currency

3. Deposit Term

3-6 months

4. Annual Interest Rate

14%-15% (RF* and RF*+1)

5. Capitalization of Interest (recalculation of interest with addition to the principal amount)

No

6. Deposit Return Conditions

The amount and interest on the deposit will be returned to a demand deposit account

7. Minimum Deposit Amount

1,000,000 som

8.  Maximum Deposit Amount

No limit

9.  Interest Payment Frequency

Interest is paid every two months in advance, either in cash or non-cash

10. Method of Deposit Arrangement

Through the mobile app

11. Possibility of Additional Deposits

Allowed

12. Partial Withdrawal of Deposited Funds Before Maturity

Not allowed

13. Early Termination of Deposit Agreement

For the 3-month deposit:

No interest is paid before the end of 1 full month. The interest paid is recalculated and deducted from the deposit principal;
- the deposit is recalculated at 12 (RFR*-2) percent p.a. for 1-2 elapsed months. 

For the 6-month deposit:

No interest is paid before the end of 1 full month. The The interest paid is recalculated and deducted from the deposit principal;
- 12 (RFR*-2) percent p.a., if withdrawn after the end of 1-2 months.
- 13 (RFR*-1) percent p.a., if withdrawn after the end of 3-5 months