About the deposit
There is a possibility of short-term (from 3 to 6 months), advance earnings and additional funds during the deposit period.
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1. Deposit Name |
"Joziba Plus" |
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2. Deposit Currency and Deposit Method |
Non-cash via plastic cards in national currency |
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3. Deposit Term |
3-6 months |
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4. Annual Interest Rate |
17.5% and 18.5% (SRF*+4 and 5) |
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5. Capitalization of Interest (recalculation of interest with addition to the principal amount) |
No |
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6. Deposit Return Conditions |
The amount and interest on the deposit will be returned to a demand deposit account |
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7. Minimum Deposit Amount |
1,000,000 som |
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8. Maximum Deposit Amount |
No limit |
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9. Interest Payment Frequency |
Interest is paid every two months in advance, either in cash or non-cash |
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10. Method of Deposit Arrangement |
Through the mobile app |
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11. Possibility of Additional Deposits |
Allowed |
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12. Partial Withdrawal of Deposited Funds Before Maturity |
Not allowed |
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13. Early Termination of Deposit Agreement |
If withdrawn before the end of 1 month, interest is not paid. Any paid interest will be recalculated and deducted from the principal amount. If the deposit is withdrawn after the full period of 1-2 months, 11% annual interest is paid; For 3-5 months, 16% annual interest is paid for all full months. |
RFR is the current refinancing rate of the Central Bank.
