Loans from Aloqabank for used cars - used car loan from the bank

Autoloan import

Auto loan

For the purchase of foreign-manufactured passenger vehicles in the primary market.

From 23%

Interest rate

Up to 5 years

Credit term

unlimited

Loan amount

About loan

1	Loan Purpose	For the purchase of foreign-manufactured passenger vehicles in the primary market.
2	Kredit muddati, boshlang‘ich badal miqdori va foizi	Term	Down payment amount	Loan interest rate
		To individuals with a source of income:
		For a term not exceeding 60 months (Imtiyozli davrsiz)	At least 30%	23,5% per annum
			At least 40%	23% per annum
		To self-employed individuals:
		For a term not exceeding 60 months (Imtiyozli davrsiz)	At least 30%	24% per annum
			At least 40%	23,5% per annum
3	Loan Amount	Up to UZS 500 million. But not exceeding* 75 (seventy five) percent of the collateral accepted as security for loan *Note: In accordance with the Regulation “On Macroprudential Standards Applicable to Banks and Requirements for Maximum Size of Payments on Loans (Microloans) issued by Banks” registered with the Ministry of Justice of the Republic of Uzbekistan on April 22, 2025, No.3618, the granted loan amount may exceed 75 (seventy-five) percent, but shall not go beyond 90 (ninety) percent of the collateral value.
4	Loan Disbursement	Transfer of funds under an agreement concluded with a motor vehicle manufacturer or official dealers, as well as supplier organizations (including commissioning organizations).
5	Loan Repayment	Annuity or differentiated payment.
6	Loan Security	- Purchased motor vehicle; - Non-Payment Insurance Policy until the purchased vehicle is pledged as collateral. - Pledge of additional piece of liquid property pursuant to the credit policy requirements. or - Pledge of other liquid property (in cases when the purchased vehicle is not pledged).
7	Additional Conditions	The vehicle must be available for sale and ready for delivery. Loans are not granted under contracts providing for future delivery of the vehicle.

Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Calculate your loan

Interest rate

from 23 %

to 24.5 %

Minimum initial deposit

from 15 %

to 85 %

Loan amount

150 000 000

soum

from 500 thousand soum

to 1 billion soum

Loan term

months

from 1 month

to 60 month

Repayment type:

Annuity Differential

Insurance expenses:

Notary expenses:

Collateral assessment costs:

Other:

Average monthly payment*

... soum

Annual interest rate:

...%

Full cost of the loan:

...%

Information sheet

* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate

From 23%

Maximum loan amount

unlimited

Credit term

Up to 5 years

Loan target

For the purchase of motor vehicles produced/assembled by local manufacturers in the Republic of Uzbekistan on the primary market, or BYD vehicles sold by official distributors/dealers in Uzbekistan, as well as vehicles sold by "Roodell" LLC.

Submission form

Transfer to the seller's bank account

Principal and interest repayment

Monthly

Repayment method

Differentiated, Annuity

A taking out method

Bank branch

Grace period

Terms and Conditions

Required documents

An original identity document (a civil passport or ID card) of a customer. In this case, the bank officer takes a copy of the original identity document.

Requirements

To borrowers: citizens of the Republic of Uzbekistan or stateless who reached the age of 18 (the age of 21 for self-employed persons), but younger than 65, and permanently residing in Uzbekistan.

The borrower’s (co-borrower’s, individual guarantor’s) income data the bank looks up online from external sources.

When it is impossible to find the income data online from external sources, the Borrower (co-borrower, individual guarantor) shall provide a statement of income.