Loans from Aloqabank for used cars - used car loan from the bank

Autoloan for secondary market

Auto loan

Purchase on the secondary market of passenger motor vehicles manufactured not more than 5 (five) years ago, (in 2021-....) by UzAuto Motors JSC
(M1 and N1 category)

From 25%

Interest rate

Up to 5 years

Credit term

Up to 300 mln. sums

Loan amount

About loan

Autoloan for the secondary market
	Loan period	Grace period for the loan principal	Down payment	Interest rate on the loan
	For persons with income:
Loan period, down payment and the loan interest	Up to 60 months	No grace period	Minimum 15%	26%
			Minimum 25%	25%
	For self-employed:
	Up to 60 months	No grace period	Minimum 25%	27%
			Minimum 35%	26%
			Minimum 50%	25%
Loan amount	Up to UZS 300 million, but in the amount not exceeding 75% of the value of the property pledged as collateral security for the loan
Who is eligible for loan?	Borrower: citizens of the Republic of Uzbekistan or stateless persons permanently residing in Uzbekistan, who are at least 18 years old (21 years old for self-employed) and under the age of 65
Loan granting	If vehicle seller is a legal entity, the loan is granted by transferring funds to the relevant account of the legal entity. If vehicle seller is a natural person, the loan proceeds are transferred to savings account or a bank card of an individual seller opened/issued with “Aloqabank” JSC...
Loan security	- a motor vehicle to be purchased; - Additionally - pledge of other liquid property in accordance with the credit policy requirements or; - Pledge of other liquid property (in cases when the purchased vehicle is not pledged).
Loan repayment	Annuity or differentiated payment.

Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Calculate your loan

Interest rate

from 10 %

to 28 %

Minimum initial deposit

from 25 %

to 85 %

Loan amount

150 000 000

soum

from 500 thousand soum

to 300 million soum

Loan term

months

from 1 month

to 60 month

Repayment type:

Annuity Differential

Insurance expenses:

Notary expenses:

Collateral assessment costs:

Other:

Average monthly payment*

... soum

Annual interest rate:

...%

Full cost of the loan:

...%

Information sheet

* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate

From 25%

Maximum loan amount

Up to 300 mln. sums

Credit term

Up to 5 years

Loan target

Purchase on the secondary market of passenger motor vehicles manufactured not more than 5 (five) years ago, (in 2021-....) by UzAuto Motors JSC (M1 and N1 category)

Submission form

Transfer to the seller's bank account

Principal and interest repayment

Monthly

Repayment method

Differentiated, Annuity

A taking out method

Bank branch

Grace period

Terms and Conditions

Required documents

An original identity document (a civil passport or ID card) of a customer. In this case, the bank officer takes a copy of the original identity document.

Requirements

Borrower: Citizens of the Republic of Uzbekistan or stateless persons permanently residing in Uzbekistan, who aged 18 (self-employed persons who aged 21) but not aged 65.

The borrower (co-borrower, individual guarantor) income data the bank looks up online from external sources.

When the bank cannot study the borrower (co-borrower, individual guarantor) income data online from external sources, the borrower shall provide a statement of income.