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Credit Product “Educational Loan (using bank resources)

Education loan

Coverage for tuition fees for students enrolled in any higher or professional education institutions across the Republic of Uzbekistan, including those participating in joint educational programs. This applies to all forms of study in bachelor's, master's, and residency programs, encompassing differentiated fee-paying education contracts.

25%
Interest rate
Up to 60 months
Credit term
Up to UZS 100 million
Loan amount
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About loan

Indicators

Key Terms and Conditions

1

Loan Purpose

To pay tuition fees, including differentiated tuition fees, for studying at all higher and professional education organizations operating in the Republic of Uzbekistan (state and non-state higher and professional education organizations, foreign higher and professional education organizations and their branches within the territory of the Republic of Uzbekistan), as well as under joint educational programs in any form of education for bachelor's, master's, and residency degrees.

2

Loan term

For a term not exceeding 60 (sixty) months (without a grace period).

3

Interest Rate

25% per annum

4

Loan Amount

In an amount not exceeding 100.0 (one hundred) million UZS, provided that the loan amount shall not exceed the annual tuition fee specified in the contract for study on a fee-paying basis.

5

Loan Security

Third-party guarantee.

6

Loan Disbursement

By transfer to the bank account of the educational organization.

7

Loan Repayment

Annuity or differentiated payments

8

Who is Eligible?

Disbursed to students who are citizens of the Republic of Uzbekistan, recommended for admission or currently studying on a fee-paying basis.



Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Calculate your loan

Interest rate
25
%
from 25 %
to 25 %
Loan amount
25 000 000
soum
from 10 million soum
to 100 million soum
Loan term
36
months
from 1 month
to 60 month
Repayment type:
Insurance expenses:
Notary expenses:
Collateral assessment costs:
Other:
Average monthly payment*
... soum
Annual interest rate:
...%
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate
25%
Maximum loan amount
Up to UZS 100 million
Credit term
Up to 60 months
Loan target
Coverage for tuition fees for students enrolled in any higher or professional education institutions across the Republic of Uzbekistan, including those participating in joint educational programs. This applies to all forms of study in bachelor's, master's, and residency programs, encompassing differentiated fee-paying education contracts.
Submission form
Transfer to the seller's bank account
Principal and interest repayment
Monthly
Repayment method
Differentiated
A taking out method
Bank branch
Grace period
No
Information sheet
Download the Information sheet on the main conditions of the loan
FAQs
Still have questions? You can have a look at our FAQ database

Terms and Conditions

Required documents

An original identity document (a civil passport or ID card) of a customer. In this case, the bank officer takes a copy of the original identity document.

A motor vehicle sales agreement.

Requirements

To borrowers: citizens of the Republic of Uzbekistan or stateless persons, aged 16 to 65, and permanently residing in Uzbekistan.

The bank looks up the income data of a borrower (co-borrower, individual guarantor) online from external sources.

When it is impossible to find the income data online from external sources, the borrower (co-borrower, individual guarantor) shall provide a statement of income.

Credit support

A third-party guarantee.

We are happy to help you
If you have any questions, our team will answer them.
+998 71 230-77-77
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