Microloan "Yosh tadbirkor" from Aloqabank — arrange a microloan at 18% p.a

“Yosh haydovchi” Microloan

Microloan

In accordance with Resolution No. PD-210 of the President of the Republic of Uzbekistan dated June 1, 2026, “On Additional Measures to Ensure Youth Employment through Supporting Entrepreneurship Projects,” for the purpose of purchasing a motor vehicle from the primary market to carry out passenger transportation and cargo delivery activities.

18%

Interest rate

not exceeding 7 years

Credit term

Up to 300 million UZS

Loan amount

About loan

“Yosh haydovchi” Microloan
Loan purpose	In accordance with Resolution No. PD-210 of the President of the Republic of Uzbekistan dated June 1, 2026, “On Additional Measures to Ensure Youth Employment through Supporting Entrepreneurship Projects,” for the purpose of purchasing a motor vehicle from the primary market to carry out passenger transportation and cargo delivery activities.
Loan term and grace period	For a term not exceeding 7 years Grace period: for principal – up to 1 years, for interest payments – up to 3 months.
Loan interest	Central Bank policy rate + 4% (18%)
Loan amount and granting form	Not more than UZS 300 million
Loan security	-Motor vehicle being purchased; -Insurance policy against the risk of loan default until the purchased vehicle is pledged; -Additional collateral of other liquid property based on the requirements of the credit policy or -Collateral of other liquid property (In cases where pledging the purchased vehicle is not provided) is accepted.
Who gets the loan	It is allocated to individuals who are citizens of the Republic of Uzbekistan who have reached the age of 18 but have not reached the age of 31 on the day of submitting the loan application. In this case, if the borrower is a self-employed person, they must have paid the social tax.

Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Calculate your loan

Interest rate

from 18 %

to 18 %

Loan amount

25 000 000

soum

from 1 million soum

to 300 million soum

Loan term

months

from 3 month

to 84 month

Repayment type:

Annuity Differential

Insurance expenses:

Notary expenses:

Collateral assessment costs:

Other:

Average monthly payment*

... soum

Annual interest rate:

...%

Full cost of the loan:

...%

Information sheet

* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate

18%

Maximum loan amount

Up to 300 million UZS

Credit term

not exceeding 7 years

Loan target

In accordance with Resolution No. PP-210 of the President of the Republic of Uzbekistan dated June 1, 2026, “On Additional Measures to Ensure Youth Employment through Supporting Entrepreneurship Projects,” for the purpose of purchasing a motor vehicle from the primary market to carry out passenger transportation and cargo delivery activities.

Submission form

Transfer to the seller's bank account

Principal and interest repayment

Monthly

Repayment method

Differentiated

A taking out method

Bank branch

Grace period

Yes

Terms and Conditions

Required documents

The original of the customer’s identification document (civil passport or ID-card of a person). The Bank's employee then makes a copy of the identification document.

Customer's statement of registration with the state tax authorities as a self-employed person.

Requirements

It is allocated to individuals who are citizens of the Republic of Uzbekistan who have reached the age of 18 but have not reached the age of 31 on the day of submitting the loan application. In this case, if the borrower is a self-employed person, they must have paid the social tax.