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Microloan “Biznesga birinchi qadam - Yoshlar uchun”

Microloan

To support young entrepreneurs

18%
Interest rate
not exceeding 7 years
Credit term
Up to 100 million UZS
Loan amount
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About loan

Microloan “Biznesga birinchi qadam - Yoshlar uchun”

Loan purpose

Funds are allocated for purchasing necessary goods and other items for the purpose of establishing entrepreneurial activities, based on the type of activity of individuals registered as self-employed.

Loan term and grace period

For a term not exceeding 7 years

Grace period: for principal – up to 2 years, for interest payments – up to 3 months.

Loan interest

Central Bank policy rate + 4% (18%)

Loan amount and granting form

Not more than UZS 100 million

By transfer of money to bank cards opened with “Aloqabank” JSC

Loan security

Third-party guarantee (must be a person with a stable source of income) or an insurance policy against the risk of loan non-repayment (the insurance premium is paid by the client)

Who gets the loan

Self-employed citizens of the Republic of Uzbekistan, permanently residing in Uzbekistan, who have reached 18 but are under 30, and who pay social tax



Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Calculate your loan

Interest rate
18
%
from 17.5 %
to 23 %
Loan amount
100 000 000
soum
from 1 million soum
to 100 million soum
Loan term
84
months
from 3 month
to 84 month
Repayment type:
Insurance expenses:
Notary expenses:
Collateral assessment costs:
Other:
Average monthly payment*
... soum
Annual interest rate:
...%
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate
18%
Maximum loan amount
Up to 100 million UZS
Credit term
not exceeding 7 years
Loan target
To support young entrepreneurs
Submission form
By crediting to the card
Principal and interest repayment
Monthly
Repayment method
Differentiated
A taking out method
Bank branch
Grace period
Yes
Information sheet
Download the Information sheet on the main conditions of the loan
FAQs
Still have questions? You can have a look at our FAQ database

Terms and Conditions

Required documents

Necessary documents

The original of the customer’s identification document (civil passport or ID-card of a person). The Bank's employee then makes a copy of the identification document.

Customer's statement of registration with the state tax authorities as a self-employed person.


Requirements

Requirements

Self-employed citizens of the Republic of Uzbekistan, permanently residing in Uzbekistan, who have reached 18 but are under 30, and who pay social tax



Credit support

Third-party guarantee (must be a person with a stable source of income) or an insurance policy against the risk of loan non-repayment (the insurance premium is paid by the client).

We are happy to help you
If you have any questions, our team will answer them.
+998 71 230-77-77
Contact Center 24/7

"Zoomrad" mobile app – online payments and digital banking services.

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Dashboard
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Cashback
Profitable cashback for payments and even for money transfers
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The mobile app Zoomrad
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Deposits
Open deposits online
and multiply your savings
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The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Combating corruption             
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Contacts
Contact Center 24/7
Helpline
Work schedule: MO-FR 09:00-18:00
Compliance phone
Work schedule: MO-FR 09:00-18:00
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