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Update: 8 January 2025, 15:05

Microloan “Biznesga birinchi qadam”

Microloan

Microloan “Biznesga birinchi qadam”

From 26%
Interest rate
Up to 36 months
Credit term
Up to 5 million UZS
Loan amount
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About loan

Microloans to self-employed to build up their own business.

Name

Amount

Term

Annual Interest Rate

Repayment Method

Additional Information

Biznesga birinchi qadam-1

Minimum amount – 1.0 million UZS; maximum amount – up to 5.0 million UZS.

From 3 to 12 months (no grace period)

26%

Differentiated

Insurance against the risk of loan default (the cost of the insurance policy is borne by the client).

 Biznesga birinchi qadam-2

Minimum amount – 5.0 million UZS; maximum amount – up to 17.0 million UZS.

From 3 to 36 months (no grace period)

27%

Third-party guarantor (must be an individual with a stable income source) or insurance against the risk of loan default (the cost of the insurance policy is borne by the client).

Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Calculate your loan

Interest rate
26
%
from 10 %
to 30 %
Loan amount
5 000 000
soum
from 3 million soum
to 5 million soum
Loan term
12
months
from 3 month
to 12 month
Repayment type:
Insurance expenses:
Notary expenses:
Collateral assessment costs:
Other:
Average monthly payment*
... soum
Annual interest rate:
...%
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate
From 26%
Maximum loan amount
Up to 5 million UZS
Credit term
Up to 36 months
Loan target
Microloans to self-employed to build up their own business.
Submission form
By crediting to the card
Principal and interest repayment
Monthly
Repayment method
Differentiated
A taking out method
Bank branch
Grace period
No
Information sheet
Download the Information sheet on the main conditions of the loan
FAQs
Still have questions? You can have a look at our FAQ database

Terms and Conditions

Required documents

Necessary documents

The original of the customer’s identification document (civil passport or ID-card of a person). The Bank's employee then makes a copy of the identification document.

Customer's statement of registration with the state tax authorities as a self-employed person.


Requirements

Requirements

Borrower: a self-employed individual who attained 18 years but not advanced the age of 60 and pays social tax.



Credit support

Non-payment insurance policy.

How can I get a loan?
1
Download Zoomrad mobile application
2
Pass the identification
3
Get the opportunity to get online loan
We are happy to help you
If you have any questions, our team will answer them.
+998 71 230-77-77
Contact Center 24/7

"Zoomrad" mobile app – online payments and digital banking services.

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