Размер:
A A A
Цвет: C C
Изображения Вкл. Выкл.
Обычная версия сайта
For individuals
...
Update: ...

Microloan “Biznesga birinchi qadam”

Microloan

Microloan “Biznesga birinchi qadam”

20-27%
Interest rate
Up to 36 months
Credit term
Up to UZS 17 million
Loan amount
Menu

About loan

Microloans to self-employed to build up their own business.

Loan name Amount Period Annual interest rate Repayment method Security Additional information
«Biznesga birinchi qadam-1» (First step into business-1) Up to UZS 5 million   Up to 12 months 26%




Differentiated



Certificate of Insurance
    The loan is granted to self-employed who pay social tax to build up their own business.    
 «Biznesga birinchi qadam-2» (First step into business-2) Up to UZS 17 million
Up to 12 months

27% Third person surety or Certificate of Insurance
 «Biznesga birinchi qadam-3» (First step into business-3)* Up to UZS 17 million
Up to 36* months

20%* Third person surety or Certificate of Insurance



Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Calculate your loan

Interest rate
26
%
from 10 %
to 30 %
Loan amount
5 000 000
soum
from 3 million soum
to 17 million soum
Loan term
12
months
from 3 month
to 12 month
Repayment type:
Insurance expenses:
Notary expenses:
Collateral assessment costs:
Other:
Average monthly payment*
... soum
Annual interest rate:
...%
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate
20-27%
Maximum loan amount
Up to UZS 17 million
Credit term
Up to 36 months
Loan target
Microloans to self-employed to build up their own business.
Submission form
By crediting to the card
Principal and interest repayment
Monthly
Repayment method
Differentiated
A taking out method
Bank branch
Grace period
No
Information sheet
Download the Information sheet on the main conditions of the loan
FAQs
Still have questions? You can have a look at our FAQ database

Terms and Conditions

Required documents

Necessary documents

The original of the customer’s identification document (civil passport or ID-card of a person). The Bank's employee then makes a copy of the identification document.

Customer's statement of registration with the state tax authorities as a self-employed person.

If a third person surety is provided as security for loan, the following documents are required:

when surety is an individual:

The original of the surety’s identification document (civil passport or ID-card of a person). The Bank's employee then makes a copy of the identification document.


Requirements

Requirements

Borrower: a self-employed individual who attained 18 years but not advanced the age of 65 and pays social tax.

*The micro-loan "Biznesga birinchi qadam-3" is issued to employees of residences in the AMC attached to AlokaBank JSC.


Credit support

Up to 5 million UZS non-payment insurance policy;

Up to 17 million UZS third person surety or Non-payment insurance policy.

How can I get a loan?
1
Download Zoomrad mobile application
2
Pass the identification
3
Get the opportunity to get online loan
We are happy to help you
If you have any questions, our team will answer them.
+998 71 230-77-77
Contact Center 24/7

The mobile app Zoomrad features interactive services and a calculator.

Other loans

Online microloan «Universal»
32%
Interest rate
From 3 Up to 36 months
Credit term
Up to 50 mln. sums
Loan amount
Education Loan – at the expense of the Ministry of Economy and Finance
14%
Interest rate
Up to 162 monthes
Credit term
By contract
Loan amount
Education loan

Payment of interest on loans allocated for women's education from the Education Loan Financing Fund under the Ministry of Finance.

Microloan “Biznesga madad”
28%
Interest rate
From 3 Up to 6 months
Credit term
Up to UZS 100 million
Loan amount
Microloan

Microloan “Biznesga madad”

Consumer Loan
30%
Interest rate
Up to 36 months
Credit term
Unlimited
Loan amount
Consumer loan

A credit granted to an individual (consumer) for the purchase of consumer goods (services) to meet their consumption needs.

Mortgage – at bank’s own expense
25%
Interest rate
Up to 10 years
Credit term
Up to 800 mln. sums
Loan amount
Mortgage loan

For the purchase of apartments or individual housing in apartment buildings on the primary and secondary housing market.

Car loan (primary market)
30%
Interest rate
Up to 5 years
Credit term
By contract
Loan amount
Auto loan

Purchase of passenger cars on the primary market.

Microcredit
From 27.5%
Interest rate
Up to 5 years
Credit term
By contract
Loan amount
Auto loan

A micro-loan is provided to individuals registered as self-employed for the purchase of a vehicle belonging to the M2* and N1 categories*

Car loan for secondary market
30%
Interest rate
Up to 5 years
Credit term
Up to 300 mln. sums
Loan amount
Auto loan

Purchase of passenger cars on the secondary market.

Microloan «Universal»
29%
Interest rate
Up to 36 months
Credit term
UZS 50 000 000
Loan amount
For the Astrum IT academy training courses
21%
Interest rate
Up to 36 month
Credit term
Up to 75 BCV
Loan amount
Dashboard
All important payments and transfers in one place
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Cashback
Profitable cashback for payments and even for money transfers
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Deposits
Open deposits online
and multiply your savings
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Combating corruption             
Main On the map
Contacts
Contact Center 24/7
Helpline
Work schedule: MO-FR 09:00-18:00
Compliance phone
Work schedule: MO-FR 09:00-18:00
Website menu
Click to listen highlighted text! Powered by X