Autoloan «Avto Premium»

No.

Indicators

Basic Terms and Conditions

1

Loan Purpose

Purchase on the primary market of motor vehicles sold by “ROODELL” LLC

2

Loan Term, Down Payment and the Loan Interest

JSC “Aloqabank” and “ROODELL I”:

Down Payment
(on the vehicle price)

Loan Term (without grace period) and Interest

18 months

24 months

36 months

48 months

60 months

From 25%

3,0%

9,0%

14,5%

17,5%

19,0%

From 30%

1,5%

7,5%

13,5%

16,5%

18,5%

From 40%

0,0%

4,0%

11,0%

14,5%

17,0%

From 50%

0,0%

0,0%

7,5%

12,0%

14,5%

To purchase a car on credit under the above terms the vehicle purchase contract shall contain the name of the JSC “Aloqabank” and the notation “ROODELL I”, as well as shall specify ROODELL’s bank account details with Aloqabank.

JSC “Aloqabank” and “ROODELL II”:

Down Payment
(on the vehicle price)

Loan Term (without grace period) and Interest

18 months

24 months

36 months

48 months

60 months

From 25%

0,0%

1,0%

9,5%

13,5%

16,0%

From 30%

0,0%

0,0%

8,0%

12,5%

15,5%

From 40%

0,0%

0,0%

4,5%

10,0%

13,0%

From 50%

0,0%

0,0%

0,0%

6,0%

10,0%

To purchase a car on credit under the above terms the vehicle purchase contract shall contain the name of the JSC “Aloqabank” and the notation “ROODELL II”, as well as shall specify ROODELL’s bank account details with Aloqabank.

JSC “Aloqabank” and “KREDIT”:

Down Payment
(on the vehicle price)

Loan Term (without grace period) and Interest

18 months

24 months

36 months

48 months

60 months

From 25%

9,0%

13,0%

17,5%

19,5%

21,0%

From 30%

7,5%

12,0%

16,5%

19,0%

20,5%

From 40%

4,0%

9,5%

15,0%

17,5%

19,0%

From 50%

0,0%

5,5%

12,5%

15,5%

17,5%

To purchase a car on credit under the above terms the vehicle purchase contract shall contain the name of the JSC “Aloqabank” and the notation “KREDIT”, as well as shall specify ROODELL’s bank account details with Aloqabank.

3

Loan Amount

Unlimited, but not more than seventy-five (75) percent* of the value of the collateral accepted as security for loan.

The granted loan amount shall not exceed seventy-five (75) percent of the value of the collateral pledged as security for the loan. If the borrower fails to pay a down payment large enough to fulfill this requirement, other piece of liquid property shall be additionally pledged as collateral in accordance with the credit policy requirements.

4

Loan Disbursement

Transfer of money to the ROODELL’s bank account with Aloqabank under the vehicle purchase contract.

5

Loan Repayment

Annuity or differentiated payment

6

Loan Security

- A motor vehicle to be purchased;

- Non-Payment Insurance Policy prior to pledging the purchased vehicle as collateral;

- Pledge of additional piece of liquid property pursuant to the credit policy requirements.

or

- Pledge of other liquid property (in cases when the purchased car is not pledged).

7

Additional Term

*If the borrower applied for loan is a self-employed person, they shall reach twenty-one (21) years of age as of the loan application date.