About loan
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№ |
Indicators |
Basic terms |
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|
1 |
Loan purpose |
Purchase on the primary market of the JV LLC “SAMARKAND AUTOMOBILE PLANT” brand vehicles (from authorized dealers). |
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2 |
Loan period, down payment and the loan interest |
Loan period |
Grace period for the loan principal |
Down payment |
Interest rate on the loan |
|
48 months |
No grace period |
From 30% |
24.2% per annum |
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From 40% |
23.8% per annum |
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From 50% |
23.1% per annum |
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60 months |
No grace period |
From 30% |
24.9% per annum |
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From 40% |
24.5% per annum |
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From 50% |
24% per annum |
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3 |
Loan amount |
Unlimited, but not more than seventy-five (75) percent of the value of the collateral accepted as security for loan. After July 1, 2024, the bank may disburse the loan totaling up to ninety (90) percent of the collateral value, provided that the loan to be granted amounts up to fifteen (15) percent of the number of auto loans disbursed and mortgages originated from bank resources. |
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4 |
Loan disbursement |
Transfer of money to the bank account of the JV LLC “Samarkand Automobile Plant” under a sales contract. |
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5 |
Loan repayment |
Annuity or differentiated payment |
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6 |
Loan security |
- A motor vehicle to be purchased; - Non-Payment Insurance Policy prior to pledging the purchased vehicle as collateral; - Pledge of additional piece of liquid property pursuant to the credit policy requirements. or - Pledge of other liquid property (in cases when the purchased car is not pledged). |
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You can get online microloan via the Zoomrad mobile application!
