Alokabankdan ikkilamchi uy-joy uchun ipoteka - bankda ikkilamchi uy-joy uchun foydali kreditni rasmiylashtiring

Credit product “Mortgage for Foreign Specialists of IT-Park Residents”

Mortgage loan

From 24%

Interest rate

Up to 15 years

Credit term

Up to UZS 1 billion

Loan amount

About loan

№	Indicators	Key Terms
1	Loan Purpose	Purchase of an apartment in an apartment building or a single-family home on the primary and secondary housing markets.
2	Who is Eligible for Loan?	Foreign specialists of IT-Park Residents
3	Loan Amount	Up to UZS 1 billion
4	Loan Term	Up to 15 years
5	Grace Period	Grace period on principal payments – up to 6 months
6	Down Payment	Not less than 25 (twenty-five) percent of the cost of the property acquired
7	Interest Rate	24 % per annum
8	Loan Disbursement	The housing purchase is effected by transferring funds to the seller’s bank account (if the seller is an individual, to a bank card issued by JSC “Aloqabank” in the seller’s name or to their savings account).
9	Loan Repayment	Annuity or differentiated payment
10	Loan Security	- The property acquired; - In accordance with the credit policy requirements, a third-party guarantee or pledge of other liquid assets is additionally required.
11	Additional Conditions	Foreign specialists of IT-Park residents shall have a residence permit in the Republic of Uzbekistan and have received a steady income as a salary from IT-Park residents for at least the last six months.

Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Calculate your loan

Interest rate

from 24 %

to 24 %

Loan amount

150 000 000

soum

from 5 million soum

to 1 billion soum

Loan term

months

from 3 month

to 180 month

Repayment type:

Annuity Differential

Insurance expenses:

Notary expenses:

Collateral assessment costs:

Other:

Average monthly payment*

... soum

Annual interest rate:

...%

Full cost of the loan:

...%

Information sheet

* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate

From 24%

Maximum loan amount

Up to UZS 1 billion

Credit term

Up to 15 years

Loan target

Purchase of an apartment in an apartment building or a single-family home on the primary and secondary housing markets.

Submission form

Principal and interest repayment

Repayment method

Differentiated, Annuity

A taking out method

Bank branch

Grace period

Yes (up to 6 months)

Terms and Conditions

Required documents

An original identity document (a civil passport or ID card) of a customer. In this case, the bank officer takes a copy of the original identity document.

Requirements

To borrowers: citizens of the Republic of Uzbekistan or stateless persons, aged between 18 and 65, and permanently residing in Uzbekistan.

The bank looks up the income data of a borrower (co-borrower, individual guarantor) online from external sources.

When it is impossible to find the income data online from external sources, the borrower (co-borrower, individual guarantor) shall provide a statement of income.