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For individuals

Loans

Be prepared for all the twists and turns of life!
JSC Aloqabank provides the following types of loans to Retail clients.
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18%
Interest rate
Not more than 7 years
Credit term
Not more than UZS 20 million
Loan amount
Microloan

Payment for training courses of young persons, learning modern and in-demand professions, including those teaching digital technologies and foreign languages in accordance with the Presidential Resolution dated February 14, 2025, No. PR-62.

18%
Interest rate
not exceeding 7 years
Credit term
Up to 100 million UZS
Loan amount
Microloan

To support young entrepreneurs

From 25%
Interest rate
Up to 5 years
Credit term
unlimited
Loan amount
Auto loan

For purchase on the primary market of motor vehicles manufactured/assembled in Uzbekistan by domestic manufacturers or of BYD vehicles sold by official BYD distributors/dealers in Uzbekistan, of vehicles sold by “Roodell” LLC, as well as for the payment of insurance premiums.


From 25%
Interest rate
Up to 5 years
Credit term
Up to 300 mln. sums
Loan amount
Auto loan
Purchase on the secondary market of passenger motor vehicles manufactured not more than 5 (five) years ago, (in 2021-....) by UzAuto Motors JSC
(M1 and N1 category) 
0%-20,9%
Interest rate
Up to 5 years
Credit term
unlimited
Loan amount
Auto loan

Purchase of Chevrolet Onix, Tracker, and Damas brand vehicles sold by “UzAuto Motors” JSC from official dealers on the primary market.

From 25%
Interest rate
Up to 5 years
Credit term
up to 300 mln. Sums
Loan amount
Auto loan

To purchase a vehicle of category M2* intended for passenger transportation and category N1* intended for freight transportation from the primary market and to pay insurance premiums.


23,1%
Interest rate
Not more than 5 years
Credit term
Unlimited
Loan amount
Auto loan
Purchase on the primary market of the JV LLC “SAMARKAND AUTOMOBILE PLANT” brand vehicles (from authorized dealers).
0%-21%
Interest rate
Up to 5 years
Credit term
unlimited
Loan amount
Auto loan

Purchase on the primary market of motor vehicles sold by “ROODELL” LLC

from 26%
Interest rate
Up to 15 years
Credit term
Up to 800 mln. sums
Loan amount
Mortgage loan

For the purchase of apartments or individual housing in apartment buildings on the primary and secondary housing market.

17,5%-18%
Interest rate
Up to 20 years
Credit term
From 330 mln. Up to 420 mln. sums
Loan amount
Mortgage loan

These mortgages are granted following the allocation of funds by the Ministry of Finance of the Republic of Uzbekistan.

From 27%
Interest rate
Up to 10 years
Credit term
Up to UZS 300 million
Loan amount
Mortgage loan

Renovation of a single-family dwelling and apartment in a multi-apartment building.

 



14%
Interest rate
Up to 162 monthes
Credit term
By contract
Loan amount
Education loan

Payment of interest on loans allocated for women's education from the Education Loan Financing Fund under the Ministry of Finance.

28%
Interest rate
Up to 60 months
Credit term
Up to UZS 100 million
Loan amount
Education loan

Coverage for tuition fees for students enrolled in any higher or professional education institutions across the Republic of Uzbekistan, including those participating in joint educational programs. This applies to all forms of study in bachelor's, master's, and residency programs, encompassing differentiated fee-paying education contracts.

from 26% up to 30%
Interest rate
from 2 up to 60 months
Credit term
up to 100 mln. sums
Loan amount
Microloan
25%
Interest rate
Up to 36 months
Credit term
Up to 17 million UZS
Loan amount
Microloan

Microloan “Biznesga birinchi qadam”

24%
Interest rate
Up to 36 months
Credit term
Up to 35 million UZS
Loan amount
Microloan

Microloan “Biznesga birinchi qadam”

23%
Interest rate
Up to 36 months
Credit term
Up to 15 million UZS
Loan amount
Microloan

Acquisition of hives and beekeeping equipment

28%
Interest rate
Up to 5 years
Credit term
Up to UZS 100 million
Loan amount
Microloan

Microloan “Biznesga madad”

20%
Interest rate
Not more than 36 months (no grace period)
Credit term
up to 200 times the BCV
Loan amount
Consumer loan

Purchase and installation of solar photovoltaic stations, solar water heaters and wind power plants.

Dashboard
All important payments and transfers in one place
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The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Cashback
Profitable cashback for payments and even for money transfers
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Deposits
Open deposits online
and multiply your savings
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
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