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"Green" Consumer Loan

Consumer loan

Purchase and installation of solar photovoltaic stations, solar water heaters and wind power plants.

20%

Interest rate

Not more than 36 months (no grace period)

Credit term

up to 200 times the BCV

Loan amount

Information sheet

About loan

Loan Purpose	Purchase and installation of solar photovoltaic stations, solar water heaters and wind power plants.
Interest rate	The main rate of the Central Bank+ 6%. At present - 20%
Loan amount	A minimum amount - 10 times the BCV A maximum amount - 200 times the BCV
Loan period	Not more than 36 months (no grace period)
Submission form	(non-cash) transfer of funds
Repayment type	Differentiated

The loan processing process has been temporarily suspended.

Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Interest rate

from 10 %

to 19.5 %

Loan amount

50 000 000

soum

from 500 thousand soum

to 100 million soum

Loan term

months

from 1 month

to 36 month

Repayment type:

Annuity Differential

Insurance expenses:

Notary expenses:

Collateral assessment costs:

Other:

Average monthly payment*

... soum

Annual interest rate:

...%

Full cost of the loan:

...%

Information sheet

* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate

20%

Maximum loan amount

up to 200 times the BCV

Credit term

Not more than 36 months (no grace period)

Loan target

Purchase and installation of solar photovoltaic stations, solar water heaters and wind power plants.

Submission form

Transfer to the seller's bank account

Principal and interest repayment

Monthly

Repayment method

Differentiated

A taking out method

Bank branch

Grace period

Information sheet

Download the Information sheet on the main conditions of the loan

Information sheet

FAQs

Still have questions? You can have a look at our FAQ database

Required documents

An original identity document (a civil passport or ID card) of a customer. In this case, the bank officer takes a copy of the original identity document.

Requirements

To a borrower: Citizens of the Republic of Uzbekistan or stateless persons permanently residing in Uzbekistan, who aged 18 but not aged 65.

The borrower (co-borrower, individual guarantor) income data the bank looks up online from external sources.

When the bank cannot be studied the borrower (co-borrower, individual guarantor) income data online from external sources, the Borrower shall provide a statement of income.

Credit support

Up to UZS 50 million loan - third party's surety;

Over UZS 50 million loan - liquid collateral.

Download Zoomrad mobile application

Pass the identification

Get the opportunity to get online loan

We are happy to help you

If you have any questions, our team will answer them.

+998 71 230-77-77

Contact Center 24/7

"Zoomrad" mobile app – online payments and digital banking services.

Loan contract sample - Autoloan, Consumer loan, microloan, Mortgage and education loan agreement from the bank resource

Size: 478.26 KB
Format: pdf

18%

Interest rate

Not more than 7 years

Credit term

Not more than UZS 20 million

Loan amount

Microloan

Payment for training courses of young persons, learning modern and in-demand professions, including those teaching digital technologies and foreign languages in accordance with the Presidential Resolution dated February 14, 2025, No. PR-62.

Detail

Microloan “Biznesga birinchi qadam - Yoshlar uchun”

18%

Interest rate

not exceeding 7 years

Credit term

Up to 100 million UZS

Loan amount

Microloan

To support young entrepreneurs

Detail

From 25%

Interest rate

Up to 5 years

Credit term

unlimited

Loan amount

Auto loan

For purchase on the primary market of motor vehicles manufactured/assembled in Uzbekistan by domestic manufacturers or of BYD vehicles sold by official BYD distributors/dealers in Uzbekistan, of vehicles sold by “Roodell” LLC, as well as for the payment of insurance premiums.

Detail

From 25%

Interest rate

Up to 5 years

Credit term

Up to 300 mln. sums

Loan amount

Auto loan

Purchase on the secondary market of passenger motor vehicles manufactured not more than 5 (five) years ago, (in 2021-....) by UzAuto Motors JSC
(M1 and N1 category)

Detail

0%-20,9%

Interest rate

Up to 5 years

Credit term

unlimited

Loan amount

Auto loan

Purchase of Chevrolet Onix, Tracker, and Damas brand vehicles sold by “UzAuto Motors” JSC from official dealers on the primary market.

Detail

From 25%

Interest rate

Up to 5 years

Credit term

up to 300 mln. Sums

Loan amount

Auto loan

To purchase a vehicle of category M2* intended for passenger transportation and category N1* intended for freight transportation from the primary market and to pay insurance premiums.

Detail