Borrower: Citizens of the Republic of Uzbekistan reached the age of 18 years but not older than 65, having a permanent source of income, or stateless persons permanently residing in Uzbekistan.
The online microloan can be raised through the bank's mobile app «Zoomrad».
*Lending operations are temporarily suspended*
You can get online microloan via the Zoomrad mobile application!
A borrower shall not have overdue debts on other loans.
Salaries shall be credited to a bank card at least 8 times over the last 12 months. The bank card receipts shall match the salary.
The loan amount is set equal to or less than 25% of the borrower's average salary.
The Leverage Ratio shall not exceed 50 percent.
The loan is transferred to Aloqabank bank cards.
Insurance (a Certificate of Insurance) against the risk of loan non-repayment (in such a case, the bank pays out the insurance costs).
The mobile app Zoomrad features interactive services and a calculator.
Citizens of the Republic of Uzbekistan reached the age of 18 years but not older than 65, having a permanent source of income, participating in the salary project of the JSC “Aloqabank”.
Payment of interest on loans allocated for women's education from the Education Loan Financing Fund under the Ministry of Finance.
A credit granted to an individual (consumer) for the purchase of consumer goods (services) to meet their consumption needs.
For the purchase of apartments or individual housing in apartment buildings on the primary and secondary housing market.
Purchase of passenger cars on the primary market.
Purchase of passenger cars on the secondary market.
Purchase of KIA, RENAULT, LADA, CHERY and HYUNDAI cars on the primary market.
Contract payments of full-time students’ tuition fees of tertiary education institutions of the Republic of Uzbekistan.
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