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Do you want to get Jetour DASHING? Pay with your UZCARD DUO card in mobile app Zoomrad and take part in the promotion until 17 December!
I want to
To submit an application
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+998 71 230-77-77
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+998 71 230-77-77
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Oʻzbekcha Русский English
Security market
A share
Do you want to get Jetour DASHING? Pay with your UZCARD DUO card in mobile app Zoomrad and take part in the promotion until 17 December!
I want to
To submit an application
For individuals
For corporates
Loans
  4. Online microloan
...
Update: ...

Online microloan

Microloan
From 28%
Interest rate
From 3 Up to 36 months
Credit term
Up to 100 mln. sums
Loan amount
Issue a loan
Information sheet
About loan
Calculate your loan
Loan terms
Terms and Conditions
Documents
How to get a loan?
Menu

About loan

An online microloan can be used by individuals who are citizens of the Republic of Uzbekistan, who have reached the age of 18 and not older than 65 years, through the bank’s mobile app “Zoomrad”.

Loan name

Amount

Period

Annual interest rate

Repayment method

Additional information

Online microloan “Universal”

up to 100 mln. sums

Up to 36 months

32%

Differentiated

For individuals with a permanent source of income

Online microloan “Qulay”

30%

For individuals participating in the bank’s salary project

Online microloan “Joziba”

28%

For employees of VIP corporate clients of the bank


Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Calculate your loan

Interest rate
28
%
from 10 %
to 50 %
Loan amount
27 000 000
soum
from 3 million soum
to 100 million soum
Loan term
36
months
from 1 month
to 36 month
Repayment type:
Insurance expenses:
Notary expenses:
Collateral assessment costs:
Other:
Average monthly payment*
... soum
Annual interest rate:
...%
Full cost of the loan:
...%
Issue a loan
Information sheet
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate
From 28%
Maximum loan amount
Up to 100 mln. sums
Credit term
From 3 Up to 36 months
Loan target
Universal (Multipurpose) microloan
Submission form
By crediting to the card
Principal and interest repayment
Monthly
Repayment method
Differentiated
A taking out method
Bank branch
Grace period
No
Information sheet
Download the Information sheet on the main conditions of the loan
Information sheet
FAQs
Still have questions? You can have a look at our FAQ database

Terms and Conditions

Required documents
No documents required 
Requirements

A borrower shall not have overdue debts on other loans.

Salaries shall be credited to a bank card at least 5 times over the last 6 months. The bank card receipts shall match the salary.

The Leverage Ratio shall not exceed 60 percent.

The loan is transferred to Aloqabank bank cards.

Credit support

Insurance (a Certificate of Insurance) against the risk of loan non-repayment (in such a case, client pays out the insurance costs).



How can I get a loan?
1
Download Zoomrad mobile application
Fill out an application
2
Pass the identification
3
Get the opportunity to get online loan
We are happy to help you
If you have any questions, our team will answer them.
+998 71 230-77-77
Contact Center 24/7

The mobile app Zoomrad features interactive services and a calculator.

Other loans

Car loan (primary market)
28%
Interest rate
Up to 5 years
Credit term
unlimited
Loan amount

Car loan (primary market)

Auto loan

Purchase of passenger cars on the primary market.

Detail
Car loan for secondary market
28%
Interest rate
Up to 5 years
Credit term
Up to 300 mln. sums
Loan amount

Car loan for secondary market

Auto loan

Purchase of passenger cars on the secondary market.

Detail
Mortgage – at the expense of the Ministry of Economy and Finance
17%-17,5%
Interest rate
Up to 20 years
Credit term
From 330 mln. Up to 420 mln. sums
Loan amount

Mortgage – at the expense of the Ministry of Economy and Finance

Mortgage loan

These mortgages are granted following the allocation of funds by the Ministry of Finance of the Republic of Uzbekistan.

Detail
Mortgage – at bank’s own expense
from 26%
Interest rate
Up to 15 years
Credit term
Up to 800 mln. sums
Loan amount

Mortgage – at bank’s own expense

Mortgage loan

For the purchase of apartments or individual housing in apartment buildings on the primary and secondary housing market.

Detail
Microcredit
28
Interest rate
Up to 5 years
Credit term
Up to 300 mln. sums
Loan amount

Microcredit

NEW
Auto loan

A micro-loan is provided to individuals registered as self-employed for the purchase of a vehicle belonging to the M2* and N1 categories*

Detail
Education Loan – at the expense of the Ministry of Economy and Finance
From 13.5%
Interest rate
Up to 162 monthes
Credit term
By contract
Loan amount

Education Loan – at the expense of the Ministry of Economy and Finance

Education loan

Payment of interest on loans allocated for women's education from the Education Loan Financing Fund under the Ministry of Finance.

Detail
Microloan “Biznesga birinchi qadam”
26%
Interest rate
Up to 12 months
Credit term
Up to 5 million UZS
Loan amount

Microloan “Biznesga birinchi qadam”

Microloan

Microloan “Biznesga birinchi qadam”

Detail
Microloan “Biznesga madad”
28%
Interest rate
Up to 5 years
Credit term
Up to UZS 100 million
Loan amount

Microloan “Biznesga madad”

NEW
Microloan

Microloan “Biznesga madad”

Detail
Consumer Loan
30%
Interest rate
Up to 36 months
Credit term
Unlimited
Loan amount

Consumer Loan

Consumer loan

A credit granted to an individual (consumer) for the purchase of consumer goods (services) to meet their consumption needs.

Detail
Dashboard
All important payments and transfers in one place
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Cashback
Profitable cashback for payments and even for money transfers
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Deposits
Open deposits online
and multiply your savings
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Have any questions or need advice?
Frequently asked questions and answers Send an appeal your opinion is important to us Contact the bank call customer support Combating corruption Contact the Compliance Service
Combating corruption             
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Available in Google Play Download to App Store
Mobile app Aloqa Business
Scan the QR-code with your smartphone for quick access to all bank services
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+998 71 230-77-77
Helpline
+998 71 230-44-44


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Contact Center 24/7
+998 71 230-77-77
Helpline
+998 71 230-44-44
Work schedule: MO-FR 09:00-18:00
All contacts
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+998 71 232-83-31
Work schedule: MO-FR 09:00-18:00
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