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Consumer Loan within «Bir Million Dasturchi» Project

Consumer loan

A loan for young people successfully completed training courses within the “Bir Million Dasturchi” (One Million Programmers) Project, as well as students or graduates of the IT Park training center.

21%

Interest rate

24 months

Credit term

Up to 25 BCV

Loan amount

Issue a loan

Information sheet

About loan

The Bank grants the consumer loan for young people successfully completed the «Bir Million Dasturchi» («One Million Programmers») Project training courses, as well as trainees or graduates of the IT Park Training Center to purchase a computer.

Interest payments on the loan are compensated by the Youth Affairs Agency.

*Lending operations are temporarily suspended*

Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Interest rate

from 10 %

to 50 %

Loan amount

3 000 000

soum

from 500 thousand soum

to 7.5 million soum

Loan term

months

from 1 month

to 24 month

Repayment type:

Annuity Differential

Insurance expenses:

Notary expenses:

Collateral assessment costs:

Other:

Average monthly payment*

... soum

Annual interest rate:

...%

Full cost of the loan:

...%

Issue a loan

Information sheet

* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate

21%

Maximum loan amount

Up to 25 BCV

Credit term

24 months

Loan target

A computer or laptop purchase

Submission form

Transfer to the seller's bank account

Principal and interest repayment

Monthly

Repayment method

Differentiated, Annuity

A taking out method

Bank branch

Grace period

Yes (4 months)

Information sheet

Download the Information sheet on the main conditions of the loan

Information sheet

FAQs

Still have questions? You can have a look at our FAQ database

Required documents

An original identity document (a civil passport or ID card) of a customer. In this case, the bank officer takes a copy of the original identity document.

A copy of the certificate of successful completion of the “Bir Million Dasturchi” Project training courses.

A statement issued by the Youth Affairs Agency of Uzbekistan to confirm that the certificate is verified and interest payments on the loan are compensated (the statement is valid for 60 days).

A copy of the computer sales contract.

An original identity document (a civil passport or ID card) of the guarantor.

Requirements

Young people who have completed and have been awarded the certificate of successful completion of the «Bir Million Dasturchi» Project training courses, as well as trainees or graduates of the IT Park Training Center.

Credit support

Loan security

A third party surety.

A surety from the Youth Affairs Agency provided that the Youth Affairs Agency submitted a certificate of loan.

Download Zoomrad mobile application

Fill out an application

Pass the identification

Get the opportunity to get online loan

We are happy to help you

If you have any questions, our team will answer them.

+998 71 230-77-77

Contact Center 24/7

The mobile app Zoomrad features interactive services and a calculator.

Loan contract sample - One million programmers

Size: 423.14 KB
Format: pdf

30%

Interest rate

Up to 36 months

Credit term

Up to 50 mln. sums

Loan amount

Microloan

Borrower: Citizens of the Republic of Uzbekistan reached the age of 18 years but not older than 65, having a permanent source of income, or stateless persons permanently residing in Uzbekistan.

Detail

25%

Interest rate

Up to 36 months

Credit term

Up to 50 mln. sums

Loan amount

Microloan

Citizens of the Republic of Uzbekistan reached the age of 18 years but not older than 65, having a permanent source of income, participating in the salary project of the JSC “Aloqabank”.

Detail