Размер:
A A A
Цвет: C C
Изображения Вкл. Выкл.
Обычная версия сайта
For individuals
...
Update: ...

Car loan for secondary market

Auto loan

Purchase of passenger cars on the secondary market.

30%
Interest rate
Up to 5 years
Credit term
Up to 300 mln. sums
Loan amount
Menu

About loan

For individuals who have an official (in the form of a salary or pension) source of income and who do not have an official salary source of income (self-employed )

For individuals who have an official (in the form of a salary or pension) source of income and do not have an official (self-employed) source of income

Loan amount

Loan period

Grace period

Down payment amount* (in relation to the cost of the car)

Interest on the loan

Repayment type

Additional information

In accordance with the vehicle purchase and sale agreement, taking into account the borrower's income

no more than 60 months

Without a grace period

36%

Annual 30%

Annuity or differential

The amount of the initial payment is paid by the borrower to the account of the seller, that is, it is not stored in the bank as collateral for the deposit. The loan is allocated to pay the remaining part of the cost of the car.


*At least in the last 3 months, individuals working in the systems organizations of the Ministry of preschool and school education and the Ministry of Higher Education, Science and innovation, who are participants in the bank's Salary Project, are allocated at a rate of 28% with a 36% initial contribution up to 5 years.

Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Calculate your loan

Interest rate
30
%
from 10 %
to 50 %
Loan amount
150 000 000
soum
from 500 thousand soum
to 300 million soum
Loan term
48
months
from 1 month
to 60 month
Repayment type:
Insurance expenses:
Notary expenses:
Collateral assessment costs:
Other:
Average monthly payment*
... soum
Annual interest rate:
...%
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate
30%
Maximum loan amount
Up to 300 mln. sums
Credit term
Up to 5 years
Loan target
The purchase of a passenger motor vehicle on the secondary market
Submission form
Transfer to the seller's bank account
Principal and interest repayment
Monthly
Repayment method
Differentiated, Annuity
A taking out method
Bank branch
Grace period
No
Information sheet
Download the Information sheet on the main conditions of the loan
FAQs
Still have questions? You can have a look at our FAQ database

Terms and Conditions

Required documents

An original identity document (a civil passport or ID card) of a customer. In this case, the bank officer takes a copy of the original identity document.

A motor vehicle sale agreement.

 

The documents required if the loan is secured by a third party surety:

If guarantor is a natural person:

an original identity document (a civil passport or ID card) of the guarantor. In this case, the bank officer takes a copy of the original identity document.

If guarantor is a legal entity:

the balance sheet and appendices of a guarantor-company;

an auditor's report;

the minutes of the founders’ meeting on consent to grant the surety;

the constituent documents (Certificate, Articles of Incorporation, Deed of Incorporation).


Requirements

To a borrower: A citizen of the Republic of Uzbekistan or a stateless person who is 18 years of age or older, but younger than 65, permanently resides in Uzbekistan and has permanent income.

The borrower (co-borrower, individual guarantor) income data the bank looks up online from external sources.

When the bank cannot find the borrower (co-borrower, individual guarantor) income data online from external sources, the Borrower shall provide a statement of income.

Credit support

A) When the loan does not exceed UZS 50 (fifty) million:

a third party surety.

B) When the loan exceeds UZS 50 (fifty) million:

a motor vehicle to be purchased;

insurance (a Certificate of Insurance) against the risk of loan non-repayment until the purchased vehicle is pledged;

an additional third party surety as stipulated by a Credit Policy requirements.

Even if the loan does not exceed UZS 50 (fifty) million, the loan securities specified in the paragraph «B» may be taken by agreement between the bank and the borrower.


How can I get a loan?
1
Download Zoomrad mobile application
2
Pass the identification
3
Get the opportunity to get online loan
We are happy to help you
If you have any questions, our team will answer them.
+998 71 230-77-77
Contact Center 24/7

The mobile app Zoomrad features interactive services and a calculator.

Other loans

Online microloan «Universal»
32%
Interest rate
From 3 Up to 36 months
Credit term
Up to 50 mln. sums
Loan amount
Education Loan – at the expense of the Ministry of Economy and Finance
14%
Interest rate
Up to 162 monthes
Credit term
By contract
Loan amount
Education loan

Payment of interest on loans allocated for women's education from the Education Loan Financing Fund under the Ministry of Finance.

Microloan “Biznesga birinchi qadam”
26-27%
Interest rate
Up to 36 months
Credit term
Up to UZS 17 million
Loan amount
Microloan

Microloan “Biznesga birinchi qadam”

Microloan “Biznesga madad”
28%
Interest rate
From 3 Up to 6 months
Credit term
Up to UZS 100 million
Loan amount
Microloan

Microloan “Biznesga madad”

Consumer Loan
30%
Interest rate
Up to 36 months
Credit term
Unlimited
Loan amount
Consumer loan

A credit granted to an individual (consumer) for the purchase of consumer goods (services) to meet their consumption needs.

Mortgage – at bank’s own expense
25%
Interest rate
Up to 10 years
Credit term
Up to 800 mln. sums
Loan amount
Mortgage loan

For the purchase of apartments or individual housing in apartment buildings on the primary and secondary housing market.

Car loan (primary market)
30%
Interest rate
Up to 5 years
Credit term
up to 1 billion
Loan amount
Auto loan

Purchase of passenger cars on the primary market.

Microcredit
From 27.5%
Interest rate
Up to 5 years
Credit term
By contract
Loan amount
Auto loan

A micro-loan is provided to individuals registered as self-employed for the purchase of a vehicle belonging to the M2* and N1 categories*

Mortgage – at the expense of the Ministry of Economy and Finance
17,5%
Interest rate
Up to 20 years
Credit term
Up to 420 mln. sums
Loan amount
Mortgage loan

These mortgages are granted following the allocation of funds by the Ministry of Finance of the Republic of Uzbekistan.

Dashboard
All important payments and transfers in one place
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Cashback
Profitable cashback for payments and even for money transfers
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Deposits
Open deposits online
and multiply your savings
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Combating corruption             
Main On the map
Contacts
Contact Center 24/7
Helpline
Work schedule: MO-FR 09:00-18:00
Compliance phone
Work schedule: MO-FR 09:00-18:00
Website menu
Click to listen highlighted text! Powered by X