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Car loan (primary market)

Auto loan

Purchase of passenger cars on the primary market.

From 28%
Interest rate
Up to 5 years
Credit term
unlimited
Loan amount
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About loan

Purchase of a passenger vehicle on the primary market and payment of insurance premiums

Loan period, down payment amount and Interest

Loan period

Grace period

Down payment amount

Interest on the loan*


For persons with a source of income

no more than 60 months

Up to 3 months

Not less than 25%

Annual 28%

For self-employed individuals:

no more than 60 months

Up to 3 months

Not less than 30%

Annual 29%

Loan amount

Unlimited, but not more than 75% of the value of the collateral accepted as collateral for the loan.

Submission form

By transferring money on the basis of an agreement concluded with a vehicle manufacturer or official dealers and supplier organizations.

Repayment type

Annuity or differential


*At least in the last 6 months, individuals working in the systems organizations of the Ministry of preschool and school education and the Ministry of Higher Education, Science and innovation, who are participants in the bank's Salary Project, are allocated at a rate of 27% with a 25% initial contribution up to 5 years.

Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Calculate your loan

Interest rate
30
%
from 10 %
to 28 %
Loan amount
150 000 000
soum
from 500 thousand soum
to 1 billion soum
Loan term
48
months
from 1 month
to 60 month
Repayment type:
Insurance expenses:
Notary expenses:
Collateral assessment costs:
Other:
Average monthly payment*
... soum
Annual interest rate:
...%
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate
From 28%
Maximum loan amount
unlimited
Credit term
Up to 5 years
Loan target
Purchase of passenger cars on the primary market
Submission form
Transfer to the seller's bank account
Principal and interest repayment
Monthly
Repayment method
Differentiated, Annuity
A taking out method
Bank branch
Grace period
Yes (Up to 3 months)
Information sheet
Download the Information sheet on the main conditions of the loan
FAQs
Still have questions? You can have a look at our FAQ database

Terms and Conditions

Required documents

An original identity document (a civil passport or ID card) of a customer. In this case, the bank officer takes a copy of the original identity document.

A motor vehicle sale agreement.

Requirements

Borrower: 18 years old and not older than 65 years old with a steady source of income and 21 years old and not older than 65 years old self-employed for citizens of the Republic of Uzbekistan or stateless persons permanently living in the territory of the Republic of Uzbekistan.

The borrower (co-borrower, individual guarantor) income data the bank looks up online from external sources.

When the bank cannot study the borrower (co-borrower, individual guarantor) income data online from external sources, the Borrower shall provide a statement of income.

Credit support

- a motor vehicle to be purchased;

- insurance (a Certificate of Insurance) against the risk of loan non-repayment until the purchased vehicle is pledged;

- an additional additional collateral other liquid property as stipulated by a Credit Policy requirement;

- Other liquid collateral (in cases where the purchased car is not provided as collateral)

How can I get a loan?
1
Download Zoomrad mobile application
2
Pass the identification
3
Get the opportunity to get online loan
We are happy to help you
If you have any questions, our team will answer them.
+998 71 230-77-77
Contact Center 24/7

The mobile app Zoomrad features interactive services and a calculator.

Other loans

Car loan for secondary market
From 28%
Interest rate
Up to 5 years
Credit term
Up to 300 mln. sums
Loan amount
Auto loan

Purchase of passenger cars on the secondary market.

Online microloan
From 28%
Interest rate
From 3 Up to 36 months
Credit term
Up to 100 mln. sums
Loan amount
Mortgage – at the expense of the Ministry of Economy and Finance
17%-17,5%
Interest rate
Up to 20 years
Credit term
From 330 mln. Up to 420 mln. sums
Loan amount
Mortgage loan

These mortgages are granted following the allocation of funds by the Ministry of Finance of the Republic of Uzbekistan.

Mortgage – at bank’s own expense
from 26%
Interest rate
Up to 15 years
Credit term
Up to 800 mln. sums
Loan amount
Mortgage loan

For the purchase of apartments or individual housing in apartment buildings on the primary and secondary housing market.

Microcredit
28
Interest rate
Up to 5 years
Credit term
Up to 300 mln. sums
Loan amount
Auto loan

A micro-loan is provided to individuals registered as self-employed for the purchase of a vehicle belonging to the M2* and N1 categories*

Education Loan – at the expense of the Ministry of Economy and Finance
From 13.5%
Interest rate
Up to 162 monthes
Credit term
By contract
Loan amount
Education loan

Payment of interest on loans allocated for women's education from the Education Loan Financing Fund under the Ministry of Finance.

Microloan “Biznesga birinchi qadam”
26%
Interest rate
Up to 12 months
Credit term
Up to 5 million UZS
Loan amount
Microloan

Microloan “Biznesga birinchi qadam”

Microloan “Biznesga madad”
28%
Interest rate
Up to 5 years
Credit term
Up to UZS 100 million
Loan amount
Microloan

Microloan “Biznesga madad”

Consumer Loan
30%
Interest rate
Up to 36 months
Credit term
Unlimited
Loan amount
Consumer loan

A credit granted to an individual (consumer) for the purchase of consumer goods (services) to meet their consumption needs.

Dashboard
All important payments and transfers in one place
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Cashback
Profitable cashback for payments and even for money transfers
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Deposits
Open deposits online
and multiply your savings
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
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Helpline
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