Car loan (primary market)

Auto loan

To purchase passenger cars manufactured by UzAuto Motors and local producers, as well as to pay insurance premiums.

From 25%

Interest rate

Up to 5 years

Credit term

unlimited

Loan amount

About loan

To purchase passenger cars manufactured by UzAuto Motors and local producers, as well as to pay insurance premiums.
Loan period, down payment amount and Interest	Loan period	Grace period	Down payment amount	Interest on the loan*
	For vehicles manufactured by UzAuto Motors.
	For persons with a source of income
	no more than 60 months	Up to 3 months	Not less than 15%	Annual 26%
			Not less than 25%	Annual 25%
	For self-employed individuals:
	no more than 60 months	Up to 3 months	Not less than 25%	Annual 27%
			Not less than 35%	Annual 26%
			Not less than 50%	Annual 25%
	For vehicles manufactured by local producers, excluding JSC UzAuto Motors:
	For persons with a source of income
	no more than 60 months	Up to 3 months	Not less than 15%	Annual 26%
	For self-employed individuals:
	no more than 60 months	Up to 3 months	Not less than 25%	Annual 27%
			Not less than 35%	Annual 26%
Loan amount	The loan amount provided as collateral shall not exceed 75% of the value of the pledged asset. However, effective from July 1, 2024, the loan amount allocated within the limit of up to 15% of the total volume of issued car loans and mortgage loans may not exceed 90% of the value of the pledged asset, provided that such loans are issued from the bank's resources.
Submission form	Funds are transferred under a contract with an automobile manufacturer or official dealers of the manufacturer.
Repayment type	Differentiated or annuity payment

Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Calculate your loan

Interest rate

from 10 %

to 28 %

Minimum initial deposit

from 25 %

to 85 %

Loan amount

150 000 000

soum

from 500 thousand soum

to 1 billion soum

Loan term

months

from 1 month

to 60 month

Repayment type:

Annuity Differential

Insurance expenses:

Notary expenses:

Collateral assessment costs:

Other:

Average monthly payment*

... soum

Annual interest rate:

...%

Full cost of the loan:

...%

Information sheet

* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate

From 25%

Maximum loan amount

unlimited

Credit term

Up to 5 years

Loan target

To purchase passenger cars manufactured by UzAuto Motors and local producers, as well as to pay insurance premiums.

Submission form

Transfer to the seller's bank account

Principal and interest repayment

Monthly

Repayment method

Differentiated, Annuity

A taking out method

Bank branch

Grace period

Yes (Up to 3 months)

Terms and Conditions

Required documents

An original identity document (a civil passport or ID card) of a customer. In this case, the bank officer takes a copy of the original identity document.

A motor vehicle sale agreement.

Requirements

Borrower: Citizens of the Republic of Uzbekistan or stateless persons permanently residing in Uzbekistan, who aged 18 (self-employed persons who aged 21) but not aged 65.

The borrower (co-borrower, individual guarantor) income data the bank looks up online from external sources.

When the bank cannot study the borrower (co-borrower, individual guarantor) income data online from external sources, the Borrower shall provide a statement of income.