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For individuals
...

Education Loan – at bank’s own expense

Education loan

Contract payments of full-time students’ tuition fees of tertiary education institutions of the Republic of Uzbekistan.

30%
Interest rate
Up to 48 months
Credit term
By contract
Loan amount
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About loan

The loan is granted to study at all higher, specialized secondary and vocational educational institutions of Uzbekistan (state and non-state higher, specialized secondary and vocational educational institutions, foreign higher, specialized secondary and vocational educational institutions and their branches in Uzbekistan), as well as to take up full-time, part-time and evening-time undergraduate and graduate study courses under joint educational programs.


*Lending operations are temporarily suspended*

Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Calculate your loan

Interest rate
30
%
from 10 %
to 50 %
Loan amount
25 000 000
soum
from 10 million soum
to 100 million soum
Loan term
36
months
from 1 month
to 48 month
Repayment type:
Insurance expenses:
Notary expenses:
Collateral assessment costs:
Other:
Average monthly payment*
... soum
Annual interest rate:
...%
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate
30%
Maximum loan amount
By contract
Credit term
Up to 48 months
Loan target
Fee-paying full-time study under a tuition contract in higher educational institutions in Uzbekistan
Submission form
Transfer to the seller's bank account
Principal and interest repayment
Monthly
Repayment method
Differentiated
A taking out method
Bank branch
Grace period
No
Information sheet
Download the Information sheet on the main conditions of the loan
FAQs
Still have questions? You can have a look at our FAQ database

Terms and Conditions

Required documents

a) An application;

b) An original identity document (a civil passport or ID card) of a customer (co-borrower, individual guarantor) (a bank officer takes a copy of the original passport or ID card of the customer);

d) Fee-paying study under a tuition agreement (contract) a higher educational institution and a student have entered into in due order;

e) Loan security documents.

 

The documents required if the loan is secured by a third party surety:

If guarantor is an individual:

an original identity document (a civil passport or ID card) of the guarantor. In this case, a bank officer takes a copy of the original identity document.

 

If guarantor is a legal entity:

the balance sheet and appendices of a guarantor-company;

an auditor's report;

the minutes of the founders’ meeting on consent to grant the surety;

the constituent documents (Certificate, Articles of Incorporation, Deed of Incorporation).



Requirements

The loan is granted to students-citizens of the Republic of Uzbekistan for studying at all higher, specialized secondary and vocational educational institutions of Uzbekistan (state and non-state higher, specialized secondary and vocational educational institutions, foreign higher, specialized secondary and vocational educational institutions and their branches in Uzbekistan), as well as for taking up full-time, part-time and evening-time undergraduate and graduate study courses under joint educational programs.

Credit support

A third party surety if the loan does not exceed UZS 40 (forty) million.

The liquid collateral if the loan exceeds UZS 40 (forty) million.



How can I get a loan?
1
Download Zoomrad mobile application
2
Pass the identification
3
Get the opportunity to get online loan
We are happy to help you
If you have any questions, our team will answer them.
+998 71 230-77-77
Contact Center 24/7

The mobile app Zoomrad features interactive services and a calculator.

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