Alokabankdan ikkilamchi uy-joy uchun ipoteka - bankda ikkilamchi uy-joy uchun foydali kreditni rasmiylashtiring

Mortgage loan refinanced using funds from JSC “Uzbekistan Mortgage Refinancing Company”

Mortgage loan

From 28%

Interest rate

Up to 10 years (without grace period)

Credit term

Up to UZS 800 million

Loan amount

About loan

No.	Indicators	Key Terms
1	Loan purpose	- Purchasing apartments in apartment buildings or standalone homes on the primary and secondary housing markets - Renovation of standalone homes or apartments in apartment buildings.
2	Loan Term	Purchase of home: 10 years Renovation: up to 10 years
3	Grace Period	No grace period on principal
4	Loan Amount	Purchase of home	In the Republic of Karakalpakstan	Up to UZS 500 million
			In Tashkent	Up to UZS 800 million
		Renovation	Regardless of location	Up to UZS 170 million
5	Down Payment	- At least 25 (twenty-five) percent of the cost of the purchased property - Not required for renovation
6	Loan Interest	28% per annum
	Loan Disbursement	- Funds for the purchase of a property are transferred to the seller's bank account (or, if the seller is an individual, to a bank card issued to the seller by “Aloqabank” JSC or to the seller's savings account). - Renovation is funded by a transfer or funds for renovation are transferred to the borrower's bank card under a sales agreement.
7	Loan Repayment	Annuity or differentiated payment
8	Loan Security	- The purchased or renovated property; - In accordance with the credit policy requirements, in case of insufficient collateral, a third-party surety or a pledge of other liquid assets shall be provided additionally.
9.	Home Insurance	100% replacement cost of the property
10	Source of Funding	Refinancing using funds from JSC “Uzbekistan Mortgage Refinancing Company”.
11	Additional Conditions	The granted loan amount shall not exceed 75 (seventy-five) percent of the value of the collateral.

Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Calculate your loan

Interest rate

from 28 %

to 28 %

Loan amount

150 000 000

soum

from 5 million soum

to 800 million soum

Loan term

months

from 3 month

to 120 month

Repayment type:

Annuity Differential

Insurance expenses:

Notary expenses:

Collateral assessment costs:

Other:

Average monthly payment*

... soum

Annual interest rate:

...%

Full cost of the loan:

...%

Information sheet

* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate

From 28%

Maximum loan amount

Up to UZS 800 million

Credit term

Up to 10 years (without grace period)

Loan target

Purchasing apartments in apartment buildings or standalone homes on the primary and secondary housing markets; Renovation of standalone homes or apartments in apartment buildings.

Submission form

Transfer to the seller's bank account

Principal and interest repayment

Repayment method

Differentiated, Annuity

A taking out method

Bank branch

Grace period

Terms and Conditions

Required documents

An original identity document (a civil passport or ID card) of a customer. In this case, the bank officer takes a copy of the original identity document. A sales agreement is also required.

Requirements

To borrowers: Citizens of the Republic of Uzbekistan or stateless persons, aged 18 to 65, permanently residing in Uzbekistan.

The bank looks up the income data of a borrower (co-borrower, individual guarantor) online from external sources.

When it is impossible to find the income data online from external sources, the borrower (co-borrower, individual guarantor) shall provide a statement of income.

Credit support

- The purchased or renovated property;
- In accordance with the credit policy requirements, in case of insufficient collateral, a third-party surety or a pledge of other liquid assets shall be provided additionally.