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Credit Product “Educational Loan (using bank resources)

Education loan

Coverage for tuition fees for students enrolled in any higher or professional education institutions across the Republic of Uzbekistan, including those participating in joint educational programs. This applies to all forms of study in bachelor's, master's, and residency programs, encompassing differentiated fee-paying education contracts.

28%
Interest rate
Up to 60 months
Credit term
Up to UZS 100 million
Loan amount
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About loan

Indicators

Key Terms

1

Loan purpose

Funding for tuition fees for students enrolled in any higher education or professional institutions across the Republic of Uzbekistan, including state, non-state, and foreign institutions and their branches.  This also covers joint educational programs across all study formats for bachelor's, master's, and residency programs, encompassing differentiated fee-paying education contracts.

2

Loan Term

Up to 60 (sixty) months (without grace period)

3

Interest Rate

28% per annum

4

Loan Amount

Shall not exceed UZS 100 million and is limited to the tuition cost for one academic year as outlined in the fee-paying education contracts.

5

Loan Security

Third-party guarantee

6

Loan Disbursement

Transfer of funds to the account of an educational institution

7

Loan Repayment

Annuity or differentiated payment

8

Who is Eligible for Loan?

It is provided to students-citizens of the Republic of Uzbekistan, recommended for study or enrolled on a fee-paying education contract.

Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Calculate your loan

Interest rate
28
%
from 28 %
to 28 %
Loan amount
25 000 000
soum
from 10 million soum
to 100 million soum
Loan term
36
months
from 1 month
to 60 month
Repayment type:
Insurance expenses:
Notary expenses:
Collateral assessment costs:
Other:
Average monthly payment*
... soum
Annual interest rate:
...%
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate
28%
Maximum loan amount
Up to UZS 100 million
Credit term
Up to 60 months
Loan target
Coverage for tuition fees for students enrolled in any higher or professional education institutions across the Republic of Uzbekistan, including those participating in joint educational programs. This applies to all forms of study in bachelor's, master's, and residency programs, encompassing differentiated fee-paying education contracts.
Submission form
Transfer to the seller's bank account
Principal and interest repayment
Monthly
Repayment method
Differentiated
A taking out method
Bank branch
Grace period
No
Information sheet
Download the Information sheet on the main conditions of the loan
FAQs
Still have questions? You can have a look at our FAQ database

Terms and Conditions

Required documents

An original identity document (a civil passport or ID card) of a customer. In this case, the bank officer takes a copy of the original identity document.

A motor vehicle sales agreement.

Requirements

To borrowers: citizens of the Republic of Uzbekistan or stateless persons, aged 16 to 65, and permanently residing in Uzbekistan.

The bank looks up the income data of a borrower (co-borrower, individual guarantor) online from external sources.

When it is impossible to find the income data online from external sources, the borrower (co-borrower, individual guarantor) shall provide a statement of income.

Credit support

A third-party guarantee.

How can I get a loan?
1
Download Zoomrad mobile application
2
Pass the identification
3
Get the opportunity to get online loan
We are happy to help you
If you have any questions, our team will answer them.
+998 71 230-77-77
Contact Center 24/7

"Zoomrad" mobile app – online payments and digital banking services.

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Interest rate
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Loan amount
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18%
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Autoloan (primary market)
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Credit term
unlimited
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Auto loan

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Autoloan for secondary market
From 25%
Interest rate
Up to 5 years
Credit term
Up to 300 mln. sums
Loan amount
Auto loan
Purchase on the secondary market of passenger motor vehicles manufactured not more than 5 (five) years ago, (in 2021-....) by UzAuto Motors JSC
(M1 and N1 category) 
“Autoloan – UzAuto Motors”
0%-20,9%
Interest rate
Up to 5 years
Credit term
unlimited
Loan amount
Auto loan

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Autoloan «Avto Premium»
0%-21%
Interest rate
Up to 5 years
Credit term
unlimited
Loan amount
Auto loan

Purchase on the primary market of motor vehicles sold by “ROODELL” LLC

Autoloan - "minibus" and "micro-truck"
From 25%
Interest rate
Up to 5 years
Credit term
up to 300 mln. Sums
Loan amount
Auto loan

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Mortgage – at bank’s own expense
from 26%
Interest rate
Up to 15 years
Credit term
Up to 800 mln. sums
Loan amount
Mortgage loan

For the purchase of apartments or individual housing in apartment buildings on the primary and secondary housing market.

The Credit Product “Home Renovation”
From 27%
Interest rate
Up to 10 years
Credit term
Up to UZS 300 million
Loan amount
Mortgage loan

Renovation of a single-family dwelling and apartment in a multi-apartment building.

 



Loan Product “Avtokredit ISUZU”
23,1%
Interest rate
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Credit term
Unlimited
Loan amount
Auto loan
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Dashboard
All important payments and transfers in one place
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The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Cashback
Profitable cashback for payments and even for money transfers
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
Deposits
Open deposits online
and multiply your savings
Available in Google Play Download to App Store
The mobile app Zoomrad
Scan the QR-code with your smartphone for quick access to all bank services
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