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“Autoloan – UzAuto Motors”

Auto loan

Purchase of Chevrolet Onix, Tracker, and Damas brand vehicles sold by “UzAuto Motors” JSC from official dealers on the primary market.

0%-20,9%
Interest rate
Up to 5 years
Credit term
unlimited
Loan amount
Menu

About loan

No

Indicators

Basic terms

1

Loan Purpose

Purchase of Chevrolet Onix*, Tracker*, and Damas brand vehicles sold by “UzAuto Motors” JSC from official dealers on the primary market.

2

Loan Term, Down Payment and the Loan Interest

Down Payment (of the vehicle's price)

Loan Term (without grace period) and interest rate

12 mon.

15 mon.

18 mon.

24 mon.

36 mon.

48 mon.

60 mon.

From 25%

-

5,5%

8,9%

13,0%

17,5%

19,5%

20,9%

From 30%

0,0%

4,0%

7,5%

12,0%

16,5%

19,0%

20,5%

From 40%

0,0%

0,0%

3,0%

8,5%

13,9%

16,5%

18,0%

From 50%

0,0%

0,0%

0,0%

4,5%

11,0%

14,5%

16,5%

From 60%

0,0%

0,0%

0,0%

0,0%

7,0%

11,5%

14,0%

3

Loan Amount

Unlimited, but not more* than seventy-five (75) percent of the value of the collateral accepted as security for loan.

4

Loan Disbursement

Transfer of money to the bank account of the JSC “UzAuto Motors” under a sales contract.

5

Loan Repayment

Annuity or differentiated payment

6

Loan Security

- A motor vehicle to be purchased;

- Non-Payment Insurance Policy prior to pledging the purchased vehicle as collateral;

- Pledge of additional piece of liquid property pursuant to the credit policy requirements.

or

- Pledge of other liquid property (in cases when the purchased car is not pledged).


* Note: Within the framework of this credit product, loans are issued for tracker and onyx cars at discount-free prices.


Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Calculate your loan

Interest rate
21
%
from 10 %
to 22 %
Loan amount
150 000 000
soum
from 500 thousand soum
to 1 billion soum
Loan term
24
months
from 1 month
to 60 month
Repayment type:
Insurance expenses:
Notary expenses:
Collateral assessment costs:
Other:
Average monthly payment*
... soum
Annual interest rate:
...%
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate
0%-20,9%
Maximum loan amount
unlimited
Credit term
Up to 5 years
Loan target
Purchase of Chevrolet Onix, Tracker, and Damas brand vehicles sold by “UzAuto Motors” JSC from official dealers on the primary market.
Submission form
Transfer to the seller's bank account
Principal and interest repayment
Monthly
Repayment method
Differentiated, Annuity
A taking out method
Bank branch
Grace period
No
Information sheet
Download the Information sheet on the main conditions of the loan
FAQs
Still have questions? You can have a look at our FAQ database

Terms and Conditions

Required documents

An original identity document (a civil passport or ID card) of a customer. In this case, the bank officer takes a copy of the original identity document. 

A motor vehicle sale agreement.



Requirements

To a borrower: Citizens of the Republic of Uzbekistan or stateless persons permanently residing in Uzbekistan, who aged 18 but not aged 65. 

The borrower (co-borrower, individual guarantor) income data the bank looks up online from external sources.

When the bank cannot be studied the borrower (co-borrower, individual guarantor) income data online from external sources, the Borrower shall provide a statement of income.


Credit support

a motor vehicle to be purchased;

insurance (a Certificate of Insurance) against the risk of loan non-repayment until the purchased vehicle is pledged;

an additional additional collateral other liquid property as stipulated by a Credit Policy requirement;

Other liquid collateral (in cases where the purchased car is not provided as collateral)

How can I get a loan?
1
Download Zoomrad mobile application
2
Pass the identification
3
Get the opportunity to get online loan
We are happy to help you
If you have any questions, our team will answer them.
+998 71 230-77-77
Contact Center 24/7

"Zoomrad" mobile app – online payments and digital banking services.

Other loans

Loan Product “Kelajak Uchun”
18%
Interest rate
Not more than 7 years
Credit term
Not more than UZS 20 million
Loan amount
Microloan

Payment for training courses of young persons, learning modern and in-demand professions, including those teaching digital technologies and foreign languages in accordance with the Presidential Resolution dated February 14, 2025, No. PR-62.

Microloan “Biznesga birinchi qadam - Yoshlar uchun”
18%
Interest rate
not exceeding 7 years
Credit term
Up to 100 million UZS
Loan amount
Microloan

To support young entrepreneurs

Autoloan (primary market)
From 25%
Interest rate
Up to 5 years
Credit term
unlimited
Loan amount
Auto loan

For purchase on the primary market of motor vehicles manufactured/assembled in Uzbekistan by domestic manufacturers or of BYD vehicles sold by official BYD distributors/dealers in Uzbekistan, of vehicles sold by “Roodell” LLC, as well as for the payment of insurance premiums.


Autoloan for secondary market
From 25%
Interest rate
Up to 5 years
Credit term
Up to 300 mln. sums
Loan amount
Auto loan
Purchase on the secondary market of passenger motor vehicles manufactured not more than 5 (five) years ago, (in 2021-....) by UzAuto Motors JSC
(M1 and N1 category) 
Autoloan - "minibus" and "micro-truck"
From 25%
Interest rate
Up to 5 years
Credit term
up to 300 mln. Sums
Loan amount
Auto loan

To purchase a vehicle of category M2* intended for passenger transportation and category N1* intended for freight transportation from the primary market and to pay insurance premiums.


Loan Product “Avtokredit ISUZU”
23,1%
Interest rate
Not more than 5 years
Credit term
Unlimited
Loan amount
Auto loan
Purchase on the primary market of the JV LLC “SAMARKAND AUTOMOBILE PLANT” brand vehicles (from authorized dealers).
Autoloan «Avto Premium»
0%-21%
Interest rate
Up to 5 years
Credit term
unlimited
Loan amount
Auto loan

Purchase on the primary market of motor vehicles sold by “ROODELL” LLC

Mortgage – at bank’s own expense
from 26%
Interest rate
Up to 15 years
Credit term
Up to 800 mln. sums
Loan amount
Mortgage loan

For the purchase of apartments or individual housing in apartment buildings on the primary and secondary housing market.

Mortgage – at the expense of the Ministry of Economy and Finance
17,5%-18%
Interest rate
Up to 20 years
Credit term
From 330 mln. Up to 420 mln. sums
Loan amount
Mortgage loan

These mortgages are granted following the allocation of funds by the Ministry of Finance of the Republic of Uzbekistan.

The Credit Product “Home Renovation”
From 27%
Interest rate
Up to 10 years
Credit term
Up to UZS 300 million
Loan amount
Mortgage loan

Renovation of a single-family dwelling and apartment in a multi-apartment building.

 



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