About loan
|
No. |
Indicators |
Key Terms and Conditions |
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|
1 |
Loan Purpose |
Purchase of “ROODELL” LLC’s KIA Sonet brand car on the primary market |
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|
2 |
Loan Term, Down Payment and Loan Interest |
JSC “Aloqabank” and “ADM-GLOBAL I”: |
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|
Down Payment (of the vehicle’s price) |
Loan Term (without grace period) and Interest |
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|
12, 15, 18 mths |
20 mths |
22 mths |
24 mths |
28 mths |
36 mths |
48 mths |
60 mths |
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|
From 25% |
0,0% |
2,1% |
4,2% |
6,0% |
8,8% |
12,5% |
15,8% |
17,8% |
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|
From 30% |
0,0% |
0,0% |
2,6% |
4,5% |
7,5% |
11,6% |
15,1% |
17,2% |
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|
From 40% |
0,0% |
0,0% |
0,0% |
0,9% |
4,4% |
9,2% |
13,4% |
15,9% |
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|
From 50% |
0,0% |
0,0% |
0,0% |
0,0% |
0,0% |
5,8% |
10,9% |
13,9% |
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|
From 60% |
0,0% |
0,0% |
0,0% |
0,0% |
0,0% |
0,0% |
7,0% |
10,9% |
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|
From 70% |
0,0% |
0,0% |
0,0% |
0,0% |
0,0% |
0,0% |
0,0% |
5,6% |
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|
To purchase a vehicle under these terms, a vehicle sales contract shall include “Aloqabank” JSC’s name and the “ADM-GLOBAL I” designation, as well as the “ROODELL” LLC’s bank account. |
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|
3 |
Loan Amount |
Unlimited, but not exceeding* 75 (seventy five) percent of the collateral accepted as security for loan. In other words, the granted loan amount shall not exceed 75 (seventy-five) percent of the collateral provided as security. *Note: In accordance with the Regulation “On Macroprudential Standards Applicable to Banks and Requirements for Maximum Size of Payments on Loans (Microloans) issued by Banks” registered with the Ministry of Justice of the Republic of Uzbekistan on April 22, 2025, No.3618, within the specified limit, the granted loan amount may exceed 75 (seventy-five) percent, but cannot go beyond 90 (ninety) percent of the collateral value. |
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|
4 |
Loan Disbursement |
Transfer of money to a bank account of “ROODELL” LLC with JSC “Aloqabank” under the sales contract. |
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|
5 |
Loan Repayment |
Annuity or differentiated payments |
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|
6 |
Loan Security |
- Purchased motor vehicle; - Non-Payment Insurance Policy until the purchased vehicle is pledged as collateral. - Pledge of additional piece of liquid property pursuant to the credit policy requirements. or - Pledge of other liquid property (in cases when the purchased vehicle is not pledged). |
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|
7 |
Additional Condition |
Pursuant to the Cooperation Agreement between “ROODELL” LLC and Aloqabank, the former shall pay a bonus (as a cashback) and place deposit funds to the bank for loans issued within this credit product. |
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You can get online microloan via the Zoomrad mobile application!
