Autoloans from Aloqabank — vehicle loan from a bank in Uzbekistan

Autoloan “KIA Sonet”

Auto loan

Purchase of “ROODELL” LLC’s KIA Sonet brand car on the primary market

0%-17,8%

Interest rate

Up to 5 years

Credit term

unlimited

Loan amount

About loan

No.	Indicators	Key Terms and Conditions
1	Loan Purpose	Purchase of “ROODELL” LLC’s KIA Sonet brand car on the primary market
2	Loan Term, Down Payment and Loan Interest	JSC “Aloqabank” and “ADM-GLOBAL I”:
		Down Payment (of the vehicle’s price)	Loan Term (without grace period) and Interest
		Down Payment (of the vehicle’s price)	12, 15, 18 mths	20 mths	22 mths	24 mths	28 mths	36 mths	48 mths	60 mths
		From 25%	0,0%	2,1%	4,2%	6,0%	8,8%	12,5%	15,8%	17,8%
		From 30%	0,0%	0,0%	2,6%	4,5%	7,5%	11,6%	15,1%	17,2%
		From 40%	0,0%	0,0%	0,0%	0,9%	4,4%	9,2%	13,4%	15,9%
		From 50%	0,0%	0,0%	0,0%	0,0%	0,0%	5,8%	10,9%	13,9%
		From 60%	0,0%	0,0%	0,0%	0,0%	0,0%	0,0%	7,0%	10,9%
		From 70%	0,0%	0,0%	0,0%	0,0%	0,0%	0,0%	0,0%	5,6%
		To purchase a vehicle under these terms, a vehicle sales contract shall include “Aloqabank” JSC’s name and the “ADM-GLOBAL I” designation.
3	Loan Amount	Unlimited, but not exceeding 75 (seventy five) percent of the collateral accepted as security for loan.* In other words, the granted loan amount shall not exceed 75 (seventy-five) percent of the collateral provided as security. Note: In accordance with the Regulation “On Macroprudential Standards Applicable to Banks and Requirements for Maximum Size of Payments on Loans (Microloans) issued by Banks” registered with the Ministry of Justice of the Republic of Uzbekistan on April 22, 2025, No.3618, within the specified limit, the granted loan amount may exceed 75 (seventy-five) percent, but cannot go beyond 90 (ninety)* percent of the collateral value.
4	Loan Disbursement	Transfer of money to a bank account of “ROODELL” LLC” under the sales contract.
5	Loan Repayment	Annuity or differentiated payments
6	Loan Security	- Purchased motor vehicle; - Non-Payment Insurance Policy until the purchased vehicle is pledged as collateral.

Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Calculate your loan

Interest rate

from 10 %

to 17 %

Minimum initial deposit

from 25 %

to 79 %

Loan amount

150 000 000

soum

from 500 thousand soum

to 1 billion soum

Loan term

months

from 1 month

to 60 month

Repayment type:

Annuity Differential

Insurance expenses:

Notary expenses:

Collateral assessment costs:

Other:

Average monthly payment*

... soum

Annual interest rate:

...%

Full cost of the loan:

...%

Information sheet

* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate

0%-17,8%

Maximum loan amount

unlimited

Credit term

Up to 5 years

Loan target

Purchase of “ROODELL” LLC’s KIA Sonet brand car on the primary market

Submission form

Transfer to the seller's bank account

Principal and interest repayment

Monthly

Repayment method

Differentiated, Annuity

A taking out method

Bank branch

Grace period

Terms and Conditions

Required documents

An original identity document (a civil passport or ID card) of a customer. In this case, the bank officer takes a copy of the original identity document.

A Vehicle Purchase Contract is also required.

Requirements

To borrowers: citizens of the Republic of Uzbekistan or stateless who reached the age of 18 (the age of 21 for self-employed persons), but younger than 65, and permanently residing in Uzbekistan.

The borrower’s (co-borrower’s, individual guarantor’s) income data the bank looks up online from external sources.

When it is impossible to find the income data online from external sources, the Borrower (co-borrower, individual guarantor) shall provide a statement of income.