What is cyber hygiene?

Cyber hygiene is a set of simple daily habits that protect your money, data, and accounts.

These are essential rules that should be followed daily to ensure the security of your finances and personal data.

1. Strong passwords – your first line of defense

Weak:

  • 123456
  • birth date

Strong:

  • mix of letters, numbers, symbols
  • different passwords for different services

Tip: Use password managers

2. Phone lock is mandatory

Unprotected phone is like a wallet without a lock.

Enable:

  • PIN code
  • Face ID / fingerprint
  • Automatic screen lock

 

3. Keep apps and system updated

Updates are not about “design” — they are about security.

They fix vulnerabilities exploited by fraudsters.

Don’t delay updates.

4. Install apps only from official sources

Only:

  • App Store
  • Google Play

Risky:

  • APK files from Telegram/websites
  • Modified apps
  • unknown websites

Even if it looks “like a bank”

5. Be careful with links and files

Be careful with links and files:

  • from SMS
  • from unknown messages
  • even from "acquaintances" (they might have been hacked)

Do not open:

  • suspicious PDF-files
  • files from unknown sources

6. Never share codes or personal data

Remember once and for all:

SMS code — the key to your money

Sharing the code — granting access to your money.

7. Avoid public Wi-Fi for banking

Fraudsters can intercept your data in cafes, airports, or shopping malls

Use mobile internet or secure networks

Quick checklist

  • Strong passwords

  • Phone is protected

  • Apps updated

  • No APK downloads

  • No suspicious links

  • No sharing codes

The most common mistake

People think: "This will never happen to me”.

This is exactly what fraudsters count on.