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About the deposit
JSC "Aloqabank" offers the legal entities deposition of monetary assets of the enterprise at interest as a possible instrument of temporary free money management helping to optimize their most efficient disposal. We guarantee safety and profitability of your deposited money. Interest incomes directly depend both on the deposited amount and term of the deposit.
Opportunities for depositors:
- temporary free assets of your enterprise can work and generate a stable income;
- possibility of both long and short-term placements of monetary assets;
- deposit maturity and interest rate shall be fixed in the agreement and cannot be unilaterally changed;
- there is a possibility to sign the contract on individual (tailored) terms;
- repayment of the deposit is guaranteed.
Terms of deposit:
- deposit account is credited only by a non-cash transfer from legal entity’s settlement account;
- the Bank accepts deposits in terms of national and foreign currencies;
- on the maturity of the deposit, the deposit amount and incurred interest rate are transferred according to Depositor’s requisites stated in the bank deposit agreement.
| Deposit Maturity | Annual interest rate | Min. amount. (UZS) | Max. amount. (UZS) |
| from 91- up to 365 days | 14% | 100 million | unlimited |
| above 365 days | 15% |
Procedure for opening a Deposit:
- Deposit by transfer of funds from legal entities and individual entrepreneurs in the national currency (sum)
Accrual and payment of interest:
- Accrued interest on the Deposit is paid once a month, on the last business day of the bank each month and on the day of Deposit refund
Early refund of the Deposit at the client's request:
- Early full refund of the Deposit is subject to a written notification from the client 1 month in advance. In this case, the previously paid interest is recalculated (for early repayment up to 3 months 0%, after 3 months 12%). Overpaid interest is charged on the principal amount of the Deposit.
Documents provided:
- Application for the conclusion of a Deposit agreement (including, if the client is not identified in the Bank, the client provides identification documents).
Additional deposit can be made.
Deposit repayment 100% guaranteed
In the Republic of Uzbekistan, The Guarantee Fund of Deposits of the citizens in Banks ensures the stability of the banking system and guarantees the return of deposits.
