AloqaBank offers factoring services to legal entities and individual entrepreneurs to support business development.

Through this service, clients can receive their funds early and manage their financial flows more effectively. Factoring is a particularly convenient solution for entrepreneurs who need time and liquidity.

Service types:

  • Local factoring: Amount — according to the contract; Discount interest rate — 6.5%; Term — up to 90 days. Currency — in soums.
  • Factoring for export: Amount — according to the contract; Discount interest rate — 7.0%; Term — up to 180 days. Currency — in US dollars.
  • Factoring for food and fruit-vegetable exports: Amount — according to the contract; Discount interest rate — 6.6%; Term — up to 180 days. Currency — in US dollars.

Additional requirements for using the factoring service:

  • Stable cash flow: The client must have a stable financial flow for the enterprise. This, in turn, helps reduce credit risk and ensures financial stability.
  • Presence of a current account at AloqaBank: To use the service, the client's account must be opened at AloqaBank.
  • Allocation of funds in national and foreign currencies: Factoring funds are provided in national and foreign currencies.
  • No overdue debts from the payer: To use the factoring service, the payer organization must have no overdue debts.