About loan
№ |
Indicators |
Basic terms |
1 |
Loan amount |
|
|
For new entrepreneurs and/or business customers opened new accounts with Aloqabank, as well as for business customers opened an account with Aloqabank but have not started full-fledged operations |
Up to UZS 1,0 billion |
|
For business customers opened accounts with Aloqabank more than 3 months ago |
Above UZS 1,0 billion and up to UZS 3,0 billion, but in the amount: A) not exceeding 100% of Aloqabank’s cash turnover over the last year B) not exceeding 50% of Aloqabank and other banks’ cash turnover over the last year |
2 |
Loan period |
Master Agreement - up to 3 years; |
3 |
Interest rate (annual) |
25% |
4 |
Users of services |
- Corporate customers; - Retail and wholesale entrepreneurs (pharmacies, food and non-food stores, etc.); - Manufacturing enterprises; - Service enterprises (given, an individual entrepreneur is below 65 years old) |
5 |
Loan purpose |
Replenishment of floating capital (to set up and develop business) |
6 |
Loan security |
Deposit |
Immovable property |
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Movable property (passenger cars, commercial vehicles and equipment) |
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Guarantees of banks and insurance companies |
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Third-party surety |
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Certificate of insurance |
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Other types of security not prohibited by law |
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7 |
Documents required |
Application (to sign the Master Agreement and raise a loan) |
Business plan (in line with the Master Agreement term) |
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Financial statements |
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Constituent documents |
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Founders’ consent to raise a loan and to pledge collateral |
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Other necessary documents |
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8 |
Loan security documents |
For pledge of property: |
- Appraisal report; |
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For a third-party surety: |
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- financial statements of a guarantor organization; |
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For insurance: |
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Other necessary documents |
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Note: The Liquidity Management Committee of Aloqabank every month determines the Base rate. |