Replenishment of floating capital

№

Indicators

Basic terms

1

Loan amount

Up to 50% of the company’s settlement account turnover in the last year

2

Loan period

Up to 18 months
(grace period on principal - up to 3 months)

3

Interest rate (annual)

A) Base rate + 4,0% (If the cash turnover in the last year is above UZS 10.0 billion);
B) Base rate + 5,0% (If the cash turnover in the last year is under UZS 10.0 billion)

4

Users of services

- Corporate customers;
- Small business entities

5

Loan purpose

Replenishment of floating capital

6

Loan security 

Deposit

Immovable property

Movable property (passenger cars, commercial vehicles and equipment)

Guarantees of banks and insurance companies

Third-party surety

Certificate of insurance

Other types of security not prohibited by law

7

Documents required

Application

Business plan

Financial statements

Constituent documents
(Certificate, Regulations, Deed of Incorporation)

Founders’ consent to raise a loan and to pledge collateral

Other necessary documents

8

Loan security documents

 For pledge of property:

 - Appraisal report;
 - cadastral documents, Vehicle Registration Certificate (Technical passport) and/or engineering supervision;
 - founders’ consent to pledge collateral;

 For a third-party surety:

 - financial statements of a guarantor organization;
 - Auditor’s opinion;
 - founders’ consent to issue a surety;
 - Constituent documents (Certificate, Regulations, Deed of Incorporation)

 For insurance:
 - Insurance Policy and Certificate of Insurance 

Other necessary documents

Note: The Liquidity Management Committee of Aloqabank every month determines the Base rate.