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About loan
| № | Indicators | Main Conditions |
| 1 | Loan Amount | Based on the project cost |
| 2 | Loan Term |
Up to 3 years (grace period of up to 6 months for the principal debt) |
| 3 | Interest Rate (annual) | Base rate + 3% (14%) |
| 4 | Service Users | Small, medium, and large business entities |
| 5 | Loan Purpose | To establish production |
| To purchase buildings, equipment, and fixtures | ||
| For other purposes not prohibited by legislation | ||
| 6 | Loan Collateral | Deposit |
| Real estate | ||
| Movable property (light and heavy vehicles, as well as equipment) | ||
| Guarantee of banks and insurance organizations | ||
| Third-party surety | ||
| Insurance policy | ||
| Other collateral means not prohibited by legislation | ||
| 7 | Required Documents | Application |
| Business plan | ||
| Financial statements | ||
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Founding documents (certificate, charter, founding agreement) |
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| Founders’ resolution approving the loan and collateral provision | ||
| Import contracts | ||
| Other necessary documents | ||
| 8 | Collateral Documents | If property collateral: |
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- property appraisal report; - cadastral documents, technical passport, and/or technical inspection; - founders’ resolution approving the collateral provision; |
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| If third-party surety: | ||
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- financial statements of the surety organization; - audit report; - founders’ resolution approving the surety; - founding documents (certificate, charter, founding agreement) |
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If insurance: - insurance contract and policy |
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| Other necessary documents | ||
| Note: The base rate is set monthly by the Liquidity Management Committee of JSC “Aloqabank”. | ||
