Modular (offline) loan for payment terminal

№

Indicators

Basic terms

1

Loan amount

Up to UZS 20,0 mln

2

Loan period

Up to 1 year (no grace period)

3

Interest rate (annual)

24,0%

4

Users of services

 - Corporate customers;
 - Small business entities

5

Loan purpose

To purchase payment terminal (with cash register machine)

6

Loan security

1. Certificate of insurance

2. The customer pays the insurance payout to an insurance company through a transit account of the bank.

7

Documents required

Application

Financial statements

Constituent documents (Certificate, Regulations, Deed of Incorporation)

Founders’ consent to raise a loan

No business plan is required

8

Loan security documents

Insurance Policy and Certificate of Insurance

9

Additional conditions
(stop factors)

Primary account, if opened with Aloqabank

Automatic STOP-FAKTOR and ANALIZ-SKORING analyses with Colvir KFO and Colvir CBS programs

Within the Uzsmart project, loan proceeds are transferred to the deposit account a selling entity opens with Aloqabank for the purchase of a payment terminal.

Note: The loan is issued offline at the Bank’s RCSCs and CSCs.