About loan
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№ |
Indicators |
Basic terms and conditions |
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Basic terms |
Option 1 |
Option 2 |
Option 3 |
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1 |
Loan period |
12 months |
18 months |
36 months |
|
2 |
Grace period (on principal) |
Up to 3 months |
Up to 6 months |
Up to 6 months |
|
3 |
Interest rate |
25,0% |
26,0% |
27,0% |
|
4 |
Loan amount |
Up to UZS 1,0 bln |
Up to UZS 2,0 bln |
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|
5 |
Loan purpose |
Replenishment of floating capital (for setting up business) |
Organization of production (trade, provision of services) for purposes not prohibited by laws |
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6 |
Loan repayment method |
Differentiated payment |
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7 |
Users of services |
Corporate customers and small business entities |
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8 |
Loan security |
Deposit |
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Motor vehicles |
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Immovable property |
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The value of pledged property shall total at least 125% of the loan granted |
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A third-party surety may be provided as security enhancement |
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9 |
Documents required |
Application |
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Financial statements |
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Constituent documents (Certificate, Regulations, Deed of Incorporation) |
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Founders’ consent to raise a loan and to pledge collateral |
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Other necessary documents |
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No business plan is required |
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10 |
Loan security documents |
For pledge of property: |
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- Appraisal report; |
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Other necessary documents |
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11 |
Additional conditions |
Primary account, if opened with Aloqabank |
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Automatic STOP-FAKTOR and ANALIZ-SKORING analyses with Colvir KFO and Colvir CBS programs |
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No arrears on loans received at Aloqabank and other credit organizations |
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Not more than 2 existing loans obtained in Aloqabank (not available to customers with 3 loans). |
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Note: Other terms and conditions of the loan are fulfilled as well as the loan issue and review procedures are performed in accordance with laws, the Bank’s Credit Policy and lending procedures. |
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