About loan
|
№ |
Indicators |
Basic terms and requirements |
|
1 |
Loan period |
36 months |
|
2 |
Grace period |
Up to 6 months |
|
3 |
Interest rate |
20,5% |
|
4 |
Loan amount |
Up to UZS 1.5 billion |
|
5 |
Lending purpose |
Purchase of alternative renewable energy equipment and fixtures (purchase of solar panels, wind power plants, as well as similar equipment and fixtures) |
|
6 |
Loan repayment |
Differentiated |
|
7 |
Users of services |
Corporate customers and small businesses |
|
8 |
Security for loan |
Deposit |
|
Motor vehicles |
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Immovable property |
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Third parties' surety and/or Non-Payment Insurance Policy to secure up to UZS 200.0 million loan |
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|
9 |
Documents required |
Application |
|
Financial statements |
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Constituent documents (Certificate, Charter, Deed of Incorporation) |
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Founders' consent to raise loan and pledge property |
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Other necessary documents |
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No business plan is required |
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10 |
Loan security documents |
For pledge of property: |
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- Appraisal report; - Vehicle Technical Certificate, Cadastral document; - founders' consent to pledge collateral (for a legal entity); - Insurance Policy and Certificate of Insurance |
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Other necessary documents |
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11 |
Additional terms and conditions (stop factors) |
A primary account is opened with Aloqabank |
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“Colvir KFO” and “Colvir CBS” programs have run the “STOP-FAKTOR” and “ANALIZ-SKORING” automatic analyses |
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No arrears accumulated on loans granted by Aloqabank and other credit organisations |
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A maximum of 2 existing loans with Aloqabank. (loans are not granted to customers who already have three loans). |
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Note: Other lending terms and conditions, as well as the loan disbursement process are based on relevant laws, the Credit Policy and Lending Procedures of the Bank. |
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