About loan
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№ |
Indicators |
Basic terms |
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1 |
Loan amount |
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For new entrepreneurs and/or business customers opened new accounts with Aloqabank, as well as for business customers opened an account with Aloqabank but have not started full-fledged operations |
Up to UZS 1,0 billion |
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For business customers opened accounts with Aloqabank more than 3 months ago |
Above UZS 1,0 billion and up to UZS 2,0 billion, but in the amount: A) not exceeding 100% of Aloqabank’s cash turnover over the last year B) not exceeding 50% of Aloqabank and other banks’ cash turnover over the last year |
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2 |
Loan period |
A) Up to 12 months (grace period - up to 3 months) B) Up to 24 months (grace period - up to 6 months) C) Up to 36 months (grace period - up to 6 months) |
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3 |
Interest rate (annual) |
A) 26% B) 27% C) 28% |
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4 |
Users of services |
- Corporate customers; |
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- Small and medium business entities |
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5 |
Loan purpose |
Entrepreneurship development, subject to use for purposes not prohibited by law. |
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6 |
Loan security |
1. Deposit |
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2. Motor vehicles |
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3. Immovable property |
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Third-party surety may be provided as security enhancement |
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7 |
Documents required |
Application |
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Financial statements |
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Constituent documents (Certificate, Regulations, Deed of Incorporation) |
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Founders’ consent to raise a loan and to pledge collateral |
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No business plan is required |
