Modular loan “Logistika avtokredit”

№

Indicators

Basic terms and conditions

Basic terms

Option 1

Option 2

Option 3

1

Loan period

Up to 36 months

Up to 48 months

Up to 60 months

2

Grace period (on principal)

Up to 6 months

Up to 6 months

Up to 6 months

3

Interest rate

In domestic currency - 26,0%
In foreign currency - 13,0%

In domestic currency - 27,0%
In foreign currency - 13,5%

In domestic currency - 28,0%
In foreign currency - 14,0%

4

Loan amount

Up to UZS 3,0 bln
Up to USD 250,000

5

Loan purpose

Acquisition of motor vehicles
(purchase of semi-trailer trucks and trailers on the primary and secondary markets for logistical use)

6

Loan repayment method

Differentiated payment

7

Users of services

Corporate customers and small business entities

8

Loan security

After-sale pledge of motor vehicles purchased on credit

Non-Payment Insurance Policy for the entire loan period before the pledge of property

(when pledging the property, a Certificate of Insurance can be replaced with property insurance)

If the Borrower's down payment is less than 36.0%, at least an additional piece of property is pre-pledged as collateral. If the customer pays at least 36.0% as the down payment, no additional property is pledged as collateral.

A third-party surety may be provided as security enhancement.

A pledge of other property.

9

Documents required

Application

Financial statements

Constituent documents (Certificate, Regulations, Deed of Incorporation)

Founders’ consent to raise a loan and to pledge collateral

Other necessary documents

No business plan is required

10

Loan security documents

For pledge of property:

Sales or import contract
Vehicle Registration Certificate (Technical passport)

Insurance Policy and Certificate of Insurance

Other necessary documents

11

Additional conditions

Primary account, if opened with Aloqabank

Automatic STOP-FAKTOR and ANALIZ-SKORING analyses with Colvir KFO and Colvir CBS programs

No arrears on loans received at Aloqabank and other credit organizations.

Note: Other terms and conditions of the loan are fulfilled as well as the loan issue and review procedures are performed in accordance with laws, the Bank's credit policy and lending procedures.