Modular loan for purchase of «ISUZU» brand vehicle

• A) Pledge of vehicles purchased with the loan proceeds.
• B) Insurance policy against loan default risk for the full loan term — until the property is formally pledged.
  (Once the pledge is registered, the policy may be replaced with property insurance.)
• C) In accordance with the "Credit Policy" — pledge of other liquid assets and/or third-party guarantees

• A) Loan collateral must be no less than 125% of the loan amount.
• B) If the property pledge is less than 125% of the loan amount, an additional guarantee from at least 1 legal entity, sole proprietor, or individual must be provided.
• C) The collateral valuation report must be signed by at least 2 bank representatives.

Third-party guarantees may be provided as additional collateral.

For pledged property:

 - Sales Contract;
 - Vehicle Registration Certificate (Technical passport);
- Insurance Policy and Certificate of Insurance

 For a third-party surety:
- financial statements of a guarantor organization;
 - Auditor’s opinion;
 - founders’ consent to issue a surety;
 - Constituent documents (Certificate, Regulations, Deed of Incorporation)

 For insurance:
 - Insurance Policy and Certificate of Insurance.