Microloan

№

Indicators

Basic terms

1

Loan amount

Up to UZS 300,0 mln.

2

Loan period

Up to 3 years
(grace period on principal - up to 3 months)

3

Interest rate (annual)

Base rate + 5,0% (26%)

4

Users of services

Small medium business entities and corporate clients

5

Loan purpose

Organization of production

Acquisition of buildings and facilities, equipment and tools 

Other purposes not prohibited by law

6

Loan security

Deposit

Immovable property

Movable property (passenger cars and commercial vehicles)

Guarantees of banks and insurance companies

Third-party surety

Certificate of insurance

Other types of security not prohibited by law

7

Documents required

Application

Business plan

Financial statements

Constituent documents
(Certificate, Regulations, Deed of Incorporation)

Founders’ consent to raise a loan and to pledge collateral

Other necessary documents

8

Loan security documents

 For pledge of property:

 - Appraisal report;
- cadastral documents, Vehicle Registration Certificate (Technical passport) and/or engineering supervision;
- founders’ consent to pledge collateral;

 For a third-party surety:

 - financial statements of a guarantor organization;
- Auditor’s opinion;
- founders’ consent to grant a surety;
- Constituent documents (Certificate, Regulations, Deed of Incorporation)

 For insurance:
- Insurance Policy and Certificate of Insurance

Other necessary documents