Consumer Loan

An original identity document (a civil passport or ID card) of a customer. In this case, the bank officer takes a copy of the original identity document.

A sales (service) agreement entered into with an entity producing or selling goods (services).

The documents required if the loan is secured by a third party surety:

If guarantor is a natural person:

an original identity document (a civil passport or ID card) of the guarantor. In this case, the bank officer takes a copy of the original identity document.

If guarantor is a legal entity:

the balance sheet and appendices of a guarantor-company;

an auditor's report;

the minutes of the founders’ meeting on consent to grant the surety;

the constituent documents (Certificate, Articles of Incorporation, Deed of Incorporation).

A third party surety if the loan does not exceed UZS 50 (fifty) million.

The liquid collateral if the loan exceeds UZS 50 (fifty) million.