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Update: 17 November 2023, 16:03

UzCard-UnionPay

A cobaging card is a joint card of two payment systems UzCard and UnionPay, intended for the use in the infrastructures of both payment systems.

30 000 sum
Card issue
3 years
Validity period
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About the card

A cobaging card is a joint card of two payment systems UzCard and UnionPay, intended for the use in the infrastructures of both payment systems. That is, in Uzbekistan cobaging card is accepted for payment as a regular sum card, and abroad as a currency card. When paying with a cobaging card abroad, soums are instantly converted into the currency of the country where the purchase is made using the cross-selling rate of US dollars at the Alokabank exchange office.

The advantages of cobaging cards of UnionPay-UzCard:

  • It can be used both in Uzbekistan and in 170 countries and regions;
  • Instant conversion of sum funds when paying in a foreign currency;
  • Payment for purchases on international Internet platforms in national currency;
  • Contactless payment method-NFC, multi-level security system.
  • Connect to AloqaMobile and other popular mobile apps;
  • All usage privileges in the UnionPay infrastructure;
  • Transfers from card to card within the UzCard and Humo systems;
  • The card with contactless payment technology (NFC) is equipped with a built-in chip and an antenna that transmits information about the payment via a radio channel to the contactless terminal.
Order a card online

You can apply for a bank card on the website. Online applications are accepted 24 hours a day and processed quickly.

Fill out the online application form. Our employee will contact you to tell you about the terms and conditions of the loan processing and granting.

Tariffs

Name Card issuing fee As a salary card Commission fee Cash withdrawal in foreign countries Validity period   Deposit amount
1 UnionPay 30 000 UZS Free of charge 0% 1% or 25 000 UZS 3 years 100 000 UZS

Conditions

1 Citizens of the Republic of Uzbekistan with an identity document or non-citizens of the Republic of Uzbekistan entered and have been residing in Uzbekistan for 15 days.
2 Humo and foreign ATMs charge 6 000 sum fee for the balance checking.
3 Holders of the bank card UnionPay can make payments through POS terminals and withdraw cash from ATMs in more than 170 countries. This card also supports NFC technology that enables contactless payments.

Instructions

How to use contactless cards?

You can make a contactless payment only in places where the NFC logo is present:

The purchase process itself looks like this:

  • you check the payment amount entered by the cashier;
  • hold the contactless card up to the reader for a moment;
  • A beep sounds and an inscription appears on the display that confirms the payment;
  • the terminal turns off (this eliminates the double write-off amount).

Payment with a cobaging card outside the Republic of Uzbekistan is made by debiting funds from the card account in soums at the rate of sale of US dollars to individuals set at the xchange offices of the bank.

Tariffs for private clients
Download the Tariffs for individuals and make yourself aware of the other terms and conditions
How can I get a bank card?
1
Download Zoomrad mobile application
2
Pass the identification
3
Order a card
We are happy to help you
If you have any questions, our team will answer them.
+998 71 230-77-77
Contact Center 24/7

The mobile app Zoomrad features interactive services and a calculator.

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Dashboard
All important payments and transfers in one place
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Cashback
Profitable cashback for payments and even for money transfers
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The mobile app Zoomrad
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Deposits
Open deposits online
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The mobile app Zoomrad
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