Daromad

1. Name of the deposit

"Daromad"

2. Deposit currency and payment method

Accepted in cash and non-cash form in national currency

3. Deposit term

24 months

4. Annual interest rate on the deposit

20%

5. Availability of capitalization of interest accrued on the deposit (recalculation of interest with addition of accrued interest to the principal amount)

No

6. Conditions for deposit return

The deposit is returned in the form in which it was deposited into the account.

7. Minimum deposit amount

1,000,000 sums

8. Maximum deposit amount

No limit

9. Frequency of interest payments on the deposit

Paid one month in advance in cash or non-cash form

10. Method of deposit registration

Through regional or comprehensive service centers

11. Possibility of additional deposits

Allowed

12. Possibility of partial withdrawal of funds deposited before the deposit term expires

Not allowed

13. Procedure for early termination of the deposit agreement

In case of early withdrawal of the deposit within a period of 1 to 23 months, interest accrued on the deposit is retained for full months and paid according to the term at the time of withdrawal:

• For full 1-4 months, interest is accrued at an annual rate of 14%;
• For full 5-8 months, interest is accrued at an annual rate of 16%;
• For full 9-12 months, interest is accrued at an annual rate of 18%;
• For full 13-23 months, interest is accrued at an annual rate of 20%.

No interest is paid for the period after the deposit term ends.