Microcredit

Microcredit

Auto loan

A micro-loan is provided to individuals registered as self-employed for the purchase of a vehicle belonging to the M2* and N1 categories*

Interest rate

Up to 5 years

Credit term

Up to 300 mln. sums

Loan amount

About loan

Microcredit is provided to individuals registered as self-employed, in the category M2, intended for passenger transportation from the primary market* *and N1, intended for freight transportation, the purchase of a vehicle belonging to the category , as well as the payment of insurance premiums are allocated.**
Loan period, down payment amountandInterest	Loan period	Grace period	Down payment amount	Interest on the loan
	no more than 60 months	Up to 6 months	Not less than 25%	Annual 28%
Loan amount	Up to 300 mln. sums, but not more than 75% of the value of the collateral accepted as collateral for the loan.
Submission form	By transferring money on the basis of an agreement concluded with a vehicle manufacturer or official dealers and supplier organizations.
Repayment type	Annuity or differential

*Category m2-vehicles used for the transportation of passengers and having no more than 8 seats, except for the driver's seat, and the maximum weight of which does not exceed 5 tons.

*Category N1-motor vehicles with a load capacity of not more than 3.5 tons intended for the transportation of goods

Take out a loan online

You can get online microloan via the Zoomrad mobile application!

Calculate your loan

Interest rate

from 10 %

to 28 %

Minimum initial deposit

from 25 %

to 85 %

Loan amount

150 000 000

soum

from 500 thousand soum

to 300 million soum

Loan term

months

from 1 month

to 60 month

Repayment type:

Annuity Differential

Insurance expenses:

Notary expenses:

Collateral assessment costs:

Other:

Average monthly payment*

... soum

Annual interest rate:

...%

Full cost of the loan:

...%

Issue a loan

Information sheet

* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan terms

Annual interest rate

28%

Maximum loan amount

Up to 300 mln. sums

Credit term

Up to 5 years

Loan target

A micro-loan is provided to individuals registered as self-employed for the purchase of a vehicle belonging to the M2* and N1 categories*

Submission form

Transfer to the seller's bank account

Principal and interest repayment

Monthly

Repayment method

Differentiated, Annuity

A taking out method

Bank branch

Grace period

Yes (Up to 6 months)

Terms and Conditions

Required documents

An original identity document (a civil passport or ID card) of a customer. In this case, the bank officer takes a copy of the original identity document.

A motor vehicle sale agreement.

Requirements

To a borrower: A citizen of the Republic of Uzbekistan or a stateless person who is 18 years of age or older, but younger than 65, permanently resides in Uzbekistan and has permanent income.

The borrower (co-borrower, individual guarantor) income data the bank looks up online from external sources.

When the bank cannot be studied the borrower (co-borrower, individual guarantor) income data online from external sources, the Borrower shall provide a statement of income.