Ustozimga microloan


Basic terms of the loan:

Name of the loan

Loan amount

Maturity

Privileged period

Annual interest rate

Provision of the loan

Ustozimga

Minimum amount – 3 million soums

Maximum amount – up to100 the size of the basic estimated income value

12-24 months

3 months 

24%

Through plastic cards opened within the framework of the Salary Project at JSC Aloqabank

36 months

3 months 

25%

 

 

Requirements for citizens receiving microloan "Ustozimga":

  • The resident of the Republic of Uzbekistan who is 18 years old but not older than 60 years old who has a permanent place of work and at least 6 months of income from the  last place of work.   
  • Teacher or trainer who works in pre-schools, educational institutions, schools, colleges, academic lyceums and higher education institutions whose bank account is in  AT "Aloqabank" ;
  • The indicator of debt load should not exceed 50 percent.


Neccessary documents 

1. Passport copy;

2.A certificate of work from the place of work and income for the last  year (position, SHJBPH number and Taxpayer Identification Number (TIN) must be indicated).

If a third-party waranty is provided as collateral for the loan, the following documents are provided by the warantor:

if a warantor is an Individual

  • A copy of passport (the original is provided to check) 
  • A certificate of work from the place of work and income for the last one year (position, SHJBPH number and Taxpayer Identification Number (TIN) must be indicated).

If the warantor is a legal entity:

  • Balance sheet with attachments;
  • Audit report;
  • Decisions of the founders on consent to warranty;

 

 

11-01-2021

When using the site materials reference to the site is required www.aloqabank.uz