For real estate

For real estate

For small businesses, corporate clients:

 

The loan amount is– up to 70% of the total cost (estimate) of the building / structure

The loan term is up to 3 years (the grace period for the main debt is 6 months)

Bid – Base Bid* + 6.0%

Purpose of the loan: for the purchase, construction or reconstruction of non-real estate for use in business activities

 

Securing a loan:

  • Security deposit
  • Sale of movable and immovable property
  • Third-party guarantee
  • Insurance policy
  • Other types of security under the law.

 

Documents to be submitted:

  • Statement
  • Business plan
  • Financial statements
  • Constituent documents
  • Decision on the consent of the founders to receive a loan and provide security
  • Other necessary documents.

 

Delivery documentation:

If there is a deposit:

  • Property Valuation Report
  • Cadastral documents, technical passport and / or technical supervision
  • Minutes of the founders ' meeting on the consent to the provision of collateral

If a third-party act as a guarantor:

 

  • The balance sheet of the guarantor company and its appendices
  • Auditor's Report
  • Minutes of the founders ' meeting on the consent to issue a pledge
  • Foundation documents (certificate, charter, foundation agreement)

For insurance purposes:

  • Insurance contract and policy

 

* The base rate is set monthly by the Liquidity management Committee of Alokabank. Base rate for January 2021 = 19.5%

 

28-04-2021

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