Autoloan (For business entities)

Car loan (for business entities)
For small businesses, individual entrepreneurs:
 
The loan amount is– up to 64% of the amount of vehicles
The loan term is up to 3 years (the grace period for the main debt is 3 months)
Bid – Base Bid* + 6.0%
Purpose of the loan: For the purchase of vehicles and / or special equipment
 
Securing a loan:
 
Security deposit
Sale of movable and immovable property
Third-party guarantee
Insurance policy
Other types of security under the law.
 
Documents to be submitted:
 
Statement
Business plan
Financial statements
Constituent documents
Decision on the consent of the founders to receive a loan and provide security
Other necessary documents.
 
Delivery documentation:
 
If there is a deposit:
 
Property Valuation Report
Cadastral documents, technical passport and / or technical supervision
Minutes of the founders ' meeting on the consent to the provision of collateral
 
If a third-party act as a guarantor:
 
The balance sheet of the guarantor company and its appendices
Auditor's Report
Minutes of the founders ' meeting on the consent to issue a pledge
Foundation documents (certificate, charter, foundation agreement)
 
For insurance purposes:
Insurance contract and policy
 
* The base rate is set monthly by the Liquidity management Committee of Alokabank. Base rate for January 2021 = 19.5%
12-06-2020

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